11834 Stephenson Ct, Charlotte, NC 28277 Property Records

Mecklenburg County property record for 11834 Stephenson Ct, Charlotte, NC 28277

Property Summary

Property Type	Single Family Home
Details	6 bd · 7 ba · 6,347 sqft · built 2001
Lot Size	0.45 acres (19,628 sqft)
Owner	Individual Name on File
Last Sale	$1,954,000 (Apr 2022)
Tax Bill	$18,631 (2023)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Apr 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`223-103-88`

Property Details

APN / Parcel Number

Primary APN	`223-103-88`

Interior

Bedrooms	6 Beds
Full Baths	7 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	6,347 sqft Heated Area
Gross Area	8,487 sqft
1st Floor Area	2,239 sqft
Upper Floors Area	2,450 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Architectural Style	Other
Exterior Material	Stucco
Foundation Type	Raised
Roof Material	Wood
Lot Area	19,628 sqft (0.45 acres)
Garage Area	1,125 sqft

Exterior Amenities

Pool Area	49 sqft
Porch	Porch
Porch Area	596 sqft
Deck Area	25 sqft
Patio Area	1,368 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	223-103-88
Street Address	11834 STEPHENSON CT
City	CHARLOTTE
State	NC
Zip	28277-2859
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MX-1
Legal Description	L741 M31-817
Legal Subdivision	BALLANTYNE CC
Legal Lot Number	741
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	3
Census Block	3012
Census Tract	5855

Owner

11834 Stephenson Ct is owned and occupied by an individual who bought it in April 2022.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record	Individual Name on File
Co-owner	2 Co-owners on File
Mailing Address	11834 STEPHENSON CT, CHARLOTTE, NC 28277-2859
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2022	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Apr 8, 2021	Intrafamily Transfer, Transfer
Mar 17, 2021	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 10, 2018	Deed of Trust, Mortgage · ARM GEORGE MASON MORTGAGE LLC
Jan 24, 2020	Deed of Trust, Mortgage IBERIABANK

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Apr 13, 2022 · Amount on File
Deed Sale	Apr 13, 2022 · Amount on File
Prior Sale	Apr 8, 2021
Deed Document Number	0037249712
Deed Book / Page	37249 / 712
Record Updated	Jun 7, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Apr 13, 2022
Property Address	11834 STEPHENSON CT, CHARLOTTE, NC 28277-2859
Document Number	0000057467
Book / Page	37249 / 712
Map Reference	MB 31 PG 817
Instrument Date	Apr 13, 2022
Instrument	2022057467
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	24 HOUR TITLE LLC, 24 HOUR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,908.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11334 STEPHENSON CT, CHARLOTTE, NC 28277

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11834 STEPHENSON CT, CHARLOTTE, NC 28277-2859

Mortgage

Document Number	0000057468
Date	Apr 13, 2022
Instrument	2022057468

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECKLENBURG NC
Recording Date	Apr 8, 2021
Property Address	11834 STEPHENSON CT, CHARLOTTE, NC 28277-2859
Document Number	0000069526
Book / Page	35914 / 42
Map Reference	MB 31 PG 817
Instrument Date	Apr 7, 2021
Instrument	2021069526
Transaction Type	Transfer
Record Updated	May 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11834 STEPHENSON CT, CHARLOTTE, NC 28277-2859

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Mar 17, 2021
Property Address	11834 STEPHENSON CT, CHARLOTTE, NC 28277-2859
Document Number	0000052244
Book / Page	35815 / 709
Map Reference	MB 31 PG 817
Instrument Date	Mar 17, 2021
Instrument	2021052244
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	INVESTORS TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,979.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11207 COBB CREEK CT, CHARLOTTE, NC 28277-3863

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11834 STEPHENSON CT, CHARLOTTE, NC 28277-2859

Mortgage

Document Number	0000052245
Date	Mar 17, 2021
Instrument	2021052245

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	11834 STEPHENSON CT, CHARLOTTE, NC 28277-2859
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MOREHEAD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000127968
Date	Oct 10, 2018
Book Page	33035/336
Instrument	2018127968

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Nov 1, 2025
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6.12%
Index	1-Year CMT
Margin	3
Max Rate	10.1%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	11834 STEPHENSON CT, CHARLOTTE, NC 28277-2859
Document Number	0000013111
Instrument Date	Jan 24, 2020
Transaction Type	Mortgage
Record Updated	Feb 25, 2020
Title Company	MOREHEAD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11834 STEPHENSON CT CHARLOTTE NC 282772859, CHARLOTTE, NC 28277-2859

Mortgage

Document Number	0000013111
Date	Jan 29, 2020
Book Page	034240/000050
Instrument	13111

Lender

Name	IBERIABANK
Type	Bank
Address	PO BOX 12440, NEW IBERIA, LA 70562-2440

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 28, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 11834 Stephenson Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11834 Stephenson Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAMPLIGHTER SOUTH-DANBY private · serves 3,297 people · EPA ID NC0160156
Water Source	Purchased surface water from LANCASTER COUNTY W&SD
Last State Inspection	Sep 2025
Also Mapped Here	CHARLOTTE WATER
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: Google Fiber.

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