1183 Willow Rd, Graford, TX 76449 Property Records

Palo Pinto County property record for 1183 Willow Rd, Graford, TX 76449

Property Summary

Property Type	Single Family Home
Details	2,447 sqft · built 2018
Lot Size	0.741 acres (32,278 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,037,400 (Jun 2025)
Tax Bill	$13,416 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Jun 2023 Sale + 3 more
Flood Zone	Zone X (moderate risk)
APN	`R000023668`

Property Details

APN / Parcel Number

Primary APN	`R000023668`
Alternative APN	`195270000`

Interior

Building Area	2,447 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	32,278 sqft (0.741 acres)
Garage Type	Carport
Carport	Carport
Porch	Porch
Porch Area	492 sqft
Deck Area	576 sqft

Location & Zoning

Account Number	R000023668
Street Address	1183 WILLOW RD
City	GRAFORD
State	TX
Zip	76449-3113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PK LAKE 32-1-48 AREA 11-C LOT 21 (FEE SIMPLE .640 AC & FERC .101 AC) G#P0500-00-110C0-021-00-0
Legal Subdivision	PK LAKE 32-1-48 AREA 11-C
Legal Lot Number	21
Jurisdiction	PALO PINTO TX
Township / Civil Division	GRAFORD
Census Block Group	1
Census Block	1021
Census Tract	100

Owner

Source: Palo Pinto County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4808 77TH ST, LUBBOCK, TX 79424-3141
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2023	Deed of Trust, Mortgage · Conventional Mortgage BANK OF ENGLAND
Jun 13, 2023	Warranty Deed, Transfer NOT AVAILABLE, BRAZOS TITLE LLC
Apr 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Feb 1, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage QUICKEN LOANS INC
Apr 28, 2017	Vendor's Lien, Transfer · ARM COMANCHE NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2025 · Amount on Record
Deed Sale	Jun 26, 2025 · Amount on Record
Prior Sale	Jun 6, 2023 · Amount on Record
Deed Document Number	20253605
Deed Book / Page	2600 / 124
Prior Transfer Date	Apr 27, 2017
Prior Transfer Doc	02184/0144
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALO PINTO TX
Property Address	1183 WILLOW RD, GRAFORD, TX 76449-3113
Transaction Type	Mortgage
Record Updated	Jul 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1053 CHAPEL RIDGE RD, GRAFORD, TX 76449-5550

Mortgage

Document Number	002500/681
Date	Jun 6, 2023
Book Page	2500/681
Instrument	2023-00003068

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALO PINTO TX
Recording Date	Jun 13, 2023
Property Address	1183 WILLOW RD, GRAFORD, TX 76449-3113
Document Number	002501/652
Book / Page	2501 / 652
Map Reference	VOL 180 PG 429
Instrument Date	Jun 5, 2023
Instrument	2023-00003207
Transaction Type	Transfer
Record Updated	Dec 14, 2023
Title Company	NOT AVAILABLE, BRAZOS TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1053 CHAPEL RIDGE RD, GRAFORD, TX 76449-5550

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1053 CHAPEL RIDGE RD, GRAFORD, TX 76449-5550

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALO PINTO TX
Property Address	1183 WILLOW RD, GRAFORD, TX 76449-3113
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002313/145
Date	Apr 30, 2020
Book Page	2313/145
Instrument	2020-00002118

Lender

Name	QUICKEN LOANS LLC
Type	Non-Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALO PINTO TX
Property Address	1183 WILLOW RD, GRAFORD, TX 76449-3113
Transaction Type	Mortgage
Record Updated	Apr 17, 2023
Title Company	TITLE SOURCES INC, TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02258/0797
Date	Feb 1, 2019
Book Page	2258/0797
Instrument	2019-00000448

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2034

April 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	PALO PINTO TX
Recording Date	Apr 28, 2017
Property Address	1183 WILLOW RD, GRAFORD, TX 76449-3113
Document Number	02184/0144
Book / Page	2184 / 0144
Map Reference	VOL 180 PG 429
Instrument Date	Apr 27, 2017
Instrument	2017-00002086
Transaction Type	Transfer
Record Updated	Apr 17, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4420 JESSICA ST, FORT WORTH, TX 76244-5827

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	791 N HIGHWAY 77 STE 501C, 501C, WAXAHACHIE, TX 75165-1985

Mortgage

Document Number	201700002087
Date	Apr 28, 2017
Instrument	2017-00002087

Lender

Name	COMANCHE NATIONAL BANK
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	May 1, 2022
Change Frequency	Monthly
Min Rate At Change	5.25%
Max Rate At Change	11.9%
Max Rate	11.9%

Tax Assessment & Valuation

Source: Palo Pinto County assessment roll, as of November 3, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Palo Pinto County
Unified School District	Graford Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,416.00 (-5.71%)	$972,180 (+26.41%) Land $451,890 Building $520,290	$972,180 (+26.41%) Land $451,890 Building $520,290
2024	$14,229.00 (+25.37%)
2023	$11,350.00 (+86.46%)	$769,060 Land $338,920 Building $430,140	$769,060 Land $338,920 Building $430,140
2022	$6,087.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	3 (2010–2018)
Most Recent Claim	Sep 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 40% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POSSUM KINGDOM WSC serves 8,583 people · EPA ID TX1820076
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jul 2022 Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Electric Cooperative Services Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
New Source Broadband Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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