1183 Summit Cir, Osage Beach, MO 65065 Property Records

Camden County property record for 1183 Summit Cir, Osage Beach, MO 65065

Property Summary

Property Type	Single Family Home
Details	7 ba · 2,986 sqft · built 1979
Lot Size	0.223 acres (9,714 sqft)
Owner	2 Trust Names on File
Last Sale	$784,700 (Sep 2023)
Tax Bill	$2,113 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08 1.0 01.3 000.0 003 022.000`

Property Details

APN / Parcel Number

Primary APN	`08 1.0 01.3 000.0 003 022.000`

Interior

Full Baths	7 Baths
Stories	2 Stories
Building Area	2,986 sqft Gross Area
1st Floor Area	1,737 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Construction Type	Frame
Lot Area	9,714 sqft (0.223 acres)
Lot Dimensions	100 ft deep x 95 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1183 SUMMIT CIR
City	OSAGE BEACH
State	MO
Zip	65065-2344
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6
Legal Range	16W
Legal Township	39N
Legal Section	01
Legal Subdivision	SUMMIT POINT EST
Legal Lot Number	6
Jurisdiction	CAMDEN MO
Township / Civil Division	PAWHUSKA
Census Block Group	1
Census Block	1045
Census Tract	950201

Owner

1183 Summit Cir is held in a trust since March 2026.

Source: Camden County records, as of April 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2301 STONE BROOK LN, ELDRIDGE, IA 52748-9362
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL TRUST BANK
Mar 23, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage CENTRAL TRUST BANK
Sep 27, 2023	Warranty Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2023 · Amount on File
Deed Sale	Sep 27, 2023 · Amount on File
Prior Sale	May 1, 2001
Deed Book / Page	890 / 494
Last Transfer Date	Mar 20, 2026
Transfer Doc	0924000163
Record Updated	Jun 8, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN MO
Recording Date	Apr 6, 2026
Property Address	1183 SUMMIT CIR, OSAGE BEACH, MO 65065-2344
Document Number	0359000040
Book / Page	359 / 40
Instrument Date	Mar 30, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ALLIANCE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust, 165
Address	2301 STONE BROOK LN, ELDRIDGE, IA 52748-9362

Mortgage

Document Number	0359000040,
Date	Apr 6, 2026
Book Page	359/40

Lender

Name	CENTRAL TRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CAMDEN MO
Recording Date	Mar 23, 2026
Property Address	1183 SUMMIT CIR, OSAGE BEACH, MO 65065-2344
Document Number	000924/163
Book / Page	924 / 163
Instrument Date	Mar 20, 2026
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	ADVANCE TITLE, ADVA TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2301 STONE BROOK LN, ELDRIDGE, IA 52748-9362

Mortgage

Document Number	0000035940
Date	Mar 23, 2026
Instrument	359/40

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	362 Months
Due	May 1, 2056

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMDEN MO
Recording Date	Sep 27, 2023
Property Address	1183 SUMMIT CIR, OSAGE BEACH, MO 65065-2344
Document Number	000890/494
Book / Page	890 / 494
Instrument Date	Sep 23, 2023
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	ALLIANCE TITLE COMPANY, ALLIANCE TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2301 STONE BROOK LN, ELDRIDGE, IA 52748-9362

Mortgage

Document Number	0000349982
Date	Sep 27, 2023
Instrument	349///982

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	8.5%
Type Change Date	Oct 1, 2028
Change Frequency	Annually
Min Rate At Change	6.5%
Max Rate At Change	10.5%
Index	1-Year T-Bill
Margin	3
Max Rate	13.5%

Tax Assessment & Valuation

The 2025 property tax bill for 1183 Summit Cir was $2,113.

Source: Camden County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Camden County
Municipality	Osage Beach City
Unified School District	Camdenton R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,113.00	$53,300	$280,526
2023		$53,300 (-)	$280,526 (-)
2022	$2,219.00	$53,300	$280,526

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1183 Summit Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 17, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1183 Summit Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSAGE BEACH EAST PWS serves 2,611 people · EPA ID MO3011367
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: AT&T, Splash Wireless Internet, T-Mobile.

Nearby Properties on Summit Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures