1183 Stoffel Rd, Bernard, IA 52032 Property Records

Dubuque County property record for 1183 Stoffel Rd, Bernard, IA 52032

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 1,280 sqft · built 1959
Lot Size7.19 acres (313,632 sqft)
Owner2 Individual Names on Record
Tax Bill$2,794 (2024)
Deeds & MortgagesAug 2022 Line of Credit
Feb 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN20-26-301-001

Property Details

APN / Parcel Number

Primary APN20-26-301-001

Interior

Bedrooms5 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms9 Rooms
Stories1 Story
Building Area1,280 sqft Living Area
1st Floor Area1,280 sqft
Basement Area1,280 sqft
Finished Basement900 sqft

Exterior

Year BuiltBuilt 1959
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeWood Frame
Lot Area313,632 sqft (7.19 acres)
Garage TypeAttached
Garage Area336 sqft
Parking Spaces1 Parking Space
PorchEnclosed Porch
Porch Area240 sqft
Deck Area80 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Street Address1183 STOFFEL RD
CityBERNARD
StateIA
Zip52032-9533
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCO
Legal DescriptionLOT 1 W 1/2 SW - SEC 26 T87N R1E;
Legal Range01E
Legal Township87N
Legal Section26
Legal Lot Number1
JurisdictionDUBUQUE IA
Township / Civil DivisionPRAIRIE CREEK
Census Block Group2
Census Block2038
Census Tract10300

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1183 STOFFEL RD, BERNARD, IA 52032-9533
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 23, 2022Deed of Trust, Mortgage · Line of Credit
DUPACO COMMUNITY CU
Feb 7, 2017Deed of Trust, Mortgage · Line of Credit
DUPACO COMMUNITY CU

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 7, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUBUQUE IA
Property Address1183 STOFFEL RD, BERNARD, IA 52032-9533
Transaction TypeMortgage
Record UpdatedSep 6, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010586
DateAug 23, 2022
Instrument2022-00010586
Lender
NameDUPACO COMMUNITY CU
TypeCredit Union
AddressDUBUQUE, IA 52001
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueAug 22, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUBUQUE IA
Property Address1183 STOFFEL RD, BERNARD, IA 52032-9533
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001585
DateFeb 7, 2017
Instrument2017-00001585
Lender
NameDUPACO COMMUNITY CU
TypeCredit Union
AddressDUBUQUE, IA 52002
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueFeb 6, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyDubuque County
Unified School DistrictWestern Dubuque County Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$299,100 (+18.69%) Land $98,700 Building $200,400$299,100 (+18.69%) Land $98,700 Building $200,400
2024$2,794.00 (+25.97%)
2023$252,000 (+30.88%) Land $89,700 Building $162,300$252,000 (+30.88%) Land $89,700 Building $162,300
2022$2,218.00 Homeowner's exemption$192,540 Land $71,890 Building $120,650
2021$192,540 Land $71,890 Building $120,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 65% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Bernard Telephone Company
Fiber
1,000 / 1,000
Maquoketa Valley Electric Cooperative
Fiber
1,000 / 1,000
Nextlink
Fixed Wireless
300 / 75

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