1183 Main St, Lancaster, MA 01523 Property Records

Worcester County and Lancaster Town property record for 1183 Main St, Lancaster, MA 01523

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,213 sqft · built 1972
Lot Size0.6 acres (26,136 sqft)
OwnerIndividual Name on Record
Last Sale$260,000 (Dec 2017)
Tax Bill$6,569 (2025)
Deeds & MortgagesDec 2021 Refinance
Dec 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNLANC M:030.0 B:0000 L:0145.0

Property Details

APN / Parcel Number

Primary APNLANC M:030.0 B:0000 L:0145.0

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,213 sqft Living Area
1st Floor Area1,213 sqft
Basement Area1,104 sqft
Unfinished Basement204 sqft

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1989
Architectural StyleRaised Ranch
Exterior MaterialWood Siding
Construction TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area26,136 sqft (0.6 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address1183 MAIN ST
CityLANCASTER
StateMA
Zip01523-2575
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number145.0
JurisdictionLANCASTER MA
Township / Civil DivisionLANCASTER
Census Block Group1
Census Block1004
Census Tract713100

Owner

Source: Worcester County and Lancaster Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1183 MAIN ST, LANCASTER, MA 01523-2575
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 13, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 1, 2017Personal Representative Deed, Transfer
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 1, 2017 · Amount on Record
Deed SaleDec 1, 2017 · Amount on Record
Deed Document Number2017134524
Deed Book / Page58124 / 274
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANCASTER MA
Property Address1183 MAIN ST, LANCASTER, MA 01523-2575
Transaction TypeMortgage
Record UpdatedDec 31, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number066730-137
DateDec 13, 2021
Book Page66730/137
Instrument173743
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term373 Months
DueJan 1, 2053

December 2017: Personal Representative Deed, Transfer

Document TypePersonal Representative Deed
JurisdictionLANCASTER MA
Recording DateDec 1, 2017
Property Address1183 MAIN ST, LANCASTER, MA 01523-2575
Document Number58124-274
Book / Page58124 / 274
Instrument134524
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$50.36
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1183 MAIN ST, LANCASTER, MA 01523-2575

Mortgage

Document Number581240277
DateDec 1, 2017
Instrument58124/0277
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
AmountAmount Recorded
Term360 Months
DueDec 1, 2047

Tax Assessment & Valuation

Source: Worcester County and Lancaster Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionLancaster Town
Unified School DistrictNashoba School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,569.00 (+3.92%)$406,500 (+10.55%) Land $103,500 Building $303,000$432,345 (+13.15%)
2024$382,090
2023$6,321.00$367,700 Land $85,700 Building $282,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims27 (1978–2010)
Claims Outside the SFHA4 of 27
Most Recent ClaimMar 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 4 claims
  • Severe Storms & Flooding, Apr 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLANCASTER WATER DEPARTMENT
serves 6,000 people · EPA ID MA2147000
Water SourceGroundwater
Last State InspectionMar 2026
Lead17 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

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