1183 Fall Creek Rd, Ridgeway, VA 24148 Property Records

Henry County property record for 1183 Fall Creek Rd, Ridgeway, VA 24148

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,464 sqft
Lot Size	6.85 acres (298,691 sqft)
Owner	Individual Name on File
Last Sale	$379,000 (Mar 2023)
Tax Bill	$663 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`067650004`

Property Details

APN / Parcel Number

Primary APN	`067650004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	2,464 sqft Living Area

Exterior

Lot Area	298,691 sqft (6.85 acres)

Location & Zoning

Street Address	1183 FALL CREEK RD
City	RIDGEWAY
State	VA
Zip	24148-3223
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	PARCEL B
Jurisdiction	HENRY VA
Township / Civil Division	HORSEPASTURE
Census Block Group	4
Census Block	4019
Census Tract	10700

Owner

1183 Fall Creek Rd is owned and occupied by an individual who bought it in March 2023.

Source: Henry County records, as of October 8, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1183 FALL CREEK RD, RIDGEWAY, VA 24148-3223
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Mar 21, 2023	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HOME LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2023 · Amount on File
Deed Sale	Mar 21, 2023 · Amount on File
Deed Document Number	230001081
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY VA
Property Address	1183 FALL CREEK RD, RIDGEWAY, VA 24148-3223
Transaction Type	Mortgage
Record Updated	Nov 19, 2025
Title Company	BEST TITLE COMPANY, ESSENT TITLE INSURANCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1183 FALL CREEK RD, RIDGEWAY, VA 24148-3223

Mortgage

Document Number	0250004018
Date	Oct 23, 2025
Instrument	250004018

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Rate	5.87%

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY VA
Recording Date	Mar 21, 2023
Property Address	1183 FALL CREEK RD, RIDGEWAY, VA 24148-3223
Document Number	0230001081
Instrument Date	Mar 21, 2023
Instrument	230001081
Transaction Type	Transfer
Record Updated	Apr 19, 2023
Title Company	SOUTHERN SETTLEMENT, SOUTHERN VA SETTLEMENTS LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1183 FALL CREEK RD, RIDGEWAY, VA 24148-3223

Mortgage

Document Number	0230001082
Date	Mar 21, 2023
Instrument	230001082

Lender

Name	VETERANS UNITED HOME LOANS

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1183 Fall Creek Rd was $663.

Source: Henry County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Henry County
Unified School District	Henry County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$663.00	$119,600 Land $17,400 Building $102,200
2023	$663.00	$119,600 Land $17,400 Building $102,200	$119,600 Land $17,400 Building $102,200
2021			$119,600 Land $17,400 Building $102,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1183 Fall Creek Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1183 Fall Creek Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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