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1183 Bernard Ave, Auburn (Waverly), AL 36879 Property Records

Chambers County property record for 1183 Bernard Ave, Auburn, AL 36879

Property Summary

Property TypeSingle Family Home
Details1 ba · 2,209 sqft · built 1979
Lot Size1.4 acres (60,984 sqft)
OwnerIndividual Name on File
Last Sale$135,000 (Oct 2025)
Tax Bill$181 (2026)
Deeds & MortgagesJun 2026 Mortgage
Feb 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN12-23-03-08-0-001-002.002

Property Details

APN / Parcel Number

Primary APN12-23-03-08-0-001-002.002
Alternative APNs
  • 2303080001002002
  • 508059
  • 14415

Interior

Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,209 sqft Living Area
1st Floor Area2,209 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Exterior MaterialBrick
Foundation TypeBrick
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area60,984 sqft (1.4 acres)
Garage TypeMixed
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area880 sqft
PorchSlab
Porch Area276 sqft
Deck Area360 sqft
Utility Building416 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number508059
Street Address1183 BERNARD AVE
CityAUBURN
StateAL
Zip36879-3407
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEG. 440'(S) E OF & 24'(S) N OF SW COR OF NW1/4 OF NW1/4 OF SEC. 8 & ON W MARGIN OF CO. ROAD 11, RUN W337.82', N'LY10.48', NW
Legal Range25
Legal Township20
Legal Section08
Legal SubdivisionMOORE SUBDIVISION FIRST REVISION
JurisdictionCHAMBERS AL
Township / Civil DivisionWAVERLY
Census Block Group2
Census Block2077
Census Tract954001

Owner

1183 Bernard Ave is owned and occupied by an individual who bought it in October 2025.

Source: Chambers County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address1183 BERNARD AVE, AUBURN, AL 36879-3407
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 1, 2026Deed of Trust, Mortgage · Conventional Mortgage
ALABAMA AGENCY CREDIT FLCA
Feb 12, 2026Deed of Trust, Mortgage · FHA Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 6, 2025 · Amount on File
Deed SaleOct 6, 2025 · Amount on File
Prior SaleJul 14, 2025 · Amount on File
Deed Document Number20254510
Prior Transfer DateJun 6, 2024
Prior Transfer Doc0000003039
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMBERS AL
Recording DateJun 1, 2026
Property Address1183 BERNARD AVE, AUBURN, AL 36879-3407
Document Number0000002443
Instrument DateMay 28, 2026
Instrument20262443
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1531 MERIWETHER RD, MONTGOMERY, AL 36117-3458

Mortgage

Document Number0000002443,
DateJun 1, 2026
Instrument20262443
Lender
NameALABAMA AGENCY CREDIT FLCA
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueJun 1, 2046
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMBERS AL
Property Address1183 BERNARD AVE, AUBURN, AL 36879-3407
Transaction TypeMortgage
Record UpdatedFeb 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1183 BERNARD AVE, AUBURN, AL 36879-3407

Mortgage

Document Number002026/668
DateFeb 12, 2026
Book Page2026/668
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2056

Tax Assessment & Valuation

The 2026 property tax bill for 1183 Bernard Ave was $181, down 92% from the year before.

Source: Chambers County assessment roll, as of May 12, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyChambers County
MunicipalityWaverly Town
Unified School DistrictChambers County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$181.00 (-92.03%)
2025$2,272.00$47,836 (+104.43%) Land $1,820 Building $46,016$239,180 (+2.2%) Land $9,100 Building $230,080
2024Additional exemption filed$23,400 (-) Land $900 Building $22,500$234,030 (-) Land $9,080 Building $224,950
2023Additional exemption filed$23,400 Land $900 Building $22,500$234,030 Land $9,080 Building $224,950

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1183 Bernard Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1183 Bernard Ave is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · above 83% of Alabama
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Point Broadband
Fiber		1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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