11828 Charles Rd, Silver Spring, MD 20906 Property Records

Montgomery County property record for 11828 Charles Rd, Silver Spring, MD 20906

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,631 sqft · built 1957
Lot Size	0.172 acres (7,508 sqft)
Owner	2 Individual Names on Record
Last Sale	$422,400 (Oct 2005)
Tax Bill	$4,837 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01312267`

Property Details

APN / Parcel Number

Primary APN	`13-01312267`
Alternative APN	`01312267`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,631 sqft Living Area
1st Floor Area	1,106 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,508 sqft (0.172 acres)
Porch	Open Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01312267
Street Address	11828 CHARLES RD
City	SILVER SPRING
State	MD
Zip	20906-4756
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	GARRETT FOREST SEC 4
Legal Subdivision	GARRETT FOREST
Legal Block	L
Legal Lot Number	22
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	3
Census Block	3002
Census Tract	703501

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11828 CHARLES RD, SILVER SPRING, MD 20906-4756
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE LINK
Apr 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE LINK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2005 · Amount on Record
Deed Sale	Oct 28, 2005 · Amount on Record
Deed Document Number	200533153
Deed Book / Page	31103 / 126
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	11828 CHARLES RD, SILVER SPRING, MD 20906-4756
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	DIAMOND TITLE INSURANCE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11828 CHARLES RD, SILVER SPRING, MD 20906-4756

Mortgage

Document Number	0614780152
Date	Dec 30, 2020
Book Page	61478/152

Lender

Name	MORTGAGE LINK
Type	Mortgage Company
Address	ROCKVILLE, MD 20850

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	11828 CHARLES RD, SILVER SPRING, MD 20906-4756
Document Number	0595070364
Instrument Date	Apr 10, 2020
Transaction Type	Mortgage
Record Updated	Jun 10, 2020
Title Company	DIAMOND TITLE INSURANCE CORPORATION, DIAMOND TITLE INS CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11828 CHARLES RD SILVER SPRING MD 209064756, SILVER SPRING, MD 20906-4756

Mortgage

Document Number	0595070364
Date	May 7, 2020
Book Page	059507/000364

Lender

Name	MORTGAGE LINK
Type	Mortgage Company
Address	ROCKVILLE, MD 20850

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 6, 2050

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$436,633 (+6.69%)	$464,000 (-) Land $184,900 Building $279,100
2025	$4,837.00 (+23.05%)	$409,267 (+10.36%)	$464,000 (+21.5%) Land $184,900 Building $279,100
2023		$370,833	$381,900 Land $184,900 Building $197,000
2022	$3,931.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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