1182 Via Zamia, Encinitas, CA 92024 Property Records

San Diego County property record for 1182 Via Zamia, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	7 bd · 7.5 ba · 5,875 sqft · built 2006
Lot Size	0.65 acres (28,314 sqft)
Owner	Company Name on Record
Last Sale	$1,900,000 (Jan 2013)
Tax Bill	$31,038 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Apr 2020 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`254-613-19-00`

Property Details

APN / Parcel Number

Primary APN	`254-613-19-00`

Interior

Bedrooms	7 Beds
Full Baths	7.5 Baths
Half Baths	1 Half Bath
Building Area	5,875 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	28,314 sqft (0.65 acres)
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	1182 VIA ZAMIA
City	ENCINITAS
State	CA
Zip	92024-6336
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ER-SFR3
Legal Description	LOT 2 TR 014611
Legal Subdivision	ENCINITAS ESTATES
Legal Tract	014611
Legal Block	2
Legal Lot Number	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2004
Census Tract	17605

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1182 VIA ZAMIA, ENCINITAS, CA 92024-6336
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA
Apr 30, 2020	Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA
Apr 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA
Oct 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA
Apr 30, 2020	Affidavit of Death, Transfer TICOR TITLE-SAN DIEGO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2013 · Amount on Record
Deed Sale	Jan 31, 2013 · Amount on Record
Prior Sale	Jul 14, 2006 · Amount on Record
Deed Document Number	201370040
Last Transfer Date	Feb 12, 2013
Transfer Doc	0000123112
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1182 VIA ZAMIA, ENCINITAS, CA 92024-6336
Transaction Type	Mortgage
Record Updated	Dec 1, 2021
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1182 VIA ZAMIA, ENCINITAS, CA 92024-6336

Mortgage

Document Number	0000800620
Date	Nov 19, 2021
Instrument	2021-0800620

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Dec 1, 2028
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	4.25%
Index	Other
Max Rate	8.25%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1182 VIA ZAMIA, ENCINITAS, CA 92024-6336
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000220705
Date	Apr 30, 2020
Instrument	2020-0220705

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1182 VIA ZAMIA, ENCINITAS, CA 92024-6336
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000220704
Date	Apr 30, 2020
Instrument	2020-0220704

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	May 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.87%
Index	1-Year LIBOR
Max Rate	8.87%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1182 VIA ZAMIA, ENCINITAS, CA 92024-6336
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1182 VIA ZAMIA, ENCINITAS, CA 92024-6336

Mortgage

Document Number	0000674948
Date	Oct 30, 2020
Instrument	2020-0674948

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Nov 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.37%
Index	1-Year LIBOR
Max Rate	8.37%

April 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 30, 2020
Property Address	1182 VIA ZAMIA, ENCINITAS, CA 92024-6336
Document Number	0000221390
Instrument Date	Apr 24, 2020
Instrument	221390
Transaction Type	Transfer
Record Updated	May 11, 2020
Title Company	TICOR TITLE-SAN DIEGO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1182 VIA ZAMIA ENCINITAS CA 920246336, ENCINITAS, CA 92024-6336

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,444,012 (+2%) Land $1,256,051 Building $1,187,961
2025	$31,038.00 (+2.04%) Homeowner's exemption	$2,396,091 (+4.04%) Land $1,231,423 Building $1,164,668
2024	$30,418.00 (+1.71%)
2023	$29,906.00 (+4.85%) Homeowner's exemption	$2,303,050 Land $1,183,606 Building $1,119,444
2022	$28,524.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Ting.

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