Anne Arundel County property record for 1182 Oak Ave, Shady Side, MD 20764
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,580 sqft · built 1991 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $213,000 (Apr 2017) |
| Tax Bill | $4,318 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Apr 2017 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 07-155-03804200 |
| Primary APN | 07-155-03804200 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,580 sqft Living Area |
| 1st Floor Area | 796 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 5,000 sqft (0.115 acres) |
| Porch | Open Porch |
| Porch Area | 96 sqft |
| Deck Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 15503804200 |
|---|---|
| Street Address | 1182 OAK AVE |
| City | SHADY SIDE |
| State | MD |
| Zip | 20764-9526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LT 9 BK 12 CEDARHURST ON THE BAY |
| Legal Subdivision | CEDARHURST ON THE BAY |
| Legal Block | 12 |
| Legal Lot Number | 9 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 7 |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 707001 |
1182 Oak Ave is owned and occupied by an individual who bought it in April 2017.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1182 OAK AVE, SHADY SIDE, MD 20764-9526 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 22, 2026 | Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION |
| Apr 6, 2017 | Special Warranty Deed, Transfer · Conventional Mortgage VICTORIAN FINANCE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 6, 2017 · Amount on File |
| Deed Sale | Apr 6, 2017 · Amount on File |
| Prior Sale | Oct 14, 2016 · Amount on File |
| Deed Document Number | 201730806-219 |
| Deed Book / Page | 30806 / 219 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jul 22, 2026 |
| Property Address | 1182 OAK AVE, SHADY SIDE, MD 20764-9526 |
| Document Number | 4255000143 |
| Book / Page | 42552 / 143 |
| Instrument Date | Jul 11, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Document Number | 4255000143, |
|---|---|
| Date | Jul 22, 2026 |
| Book Page | 42552/143 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Aug 1, 2066 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Apr 6, 2017 |
| Property Address | 1182 OAK AVE, SHADY SIDE, MD 20764-9526 |
| Document Number | 0308060219 |
| Book / Page | 30806 / 219 |
| Map Reference | MB15 FO11 |
| Instrument Date | Mar 24, 2017 |
| Instrument | 30806-219 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | FIRST TITLE & ESCROW |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 650043, DALLAS, TX 75265-0043 |
| Name | Verified Name |
|---|---|
| Address | 1182 OAK AVE, SHADY SIDE, MD 20764-9526 |
| Document Number | 30806225 |
|---|---|
| Date | Apr 6, 2017 |
| Instrument | 30806-225 |
| Name | VICTORIAN FINANCE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2047 |
The 2025 property tax bill for 1182 Oak Ave was $4,318 with a homeowner's exemption.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $340,100 (+6.08%) Land $131,700 Building $208,400 | $340,100 (-) Land $131,700 Building $208,400 | |
| 2025 | $4,318.00 Homeowner's exemption | $320,600 | $340,100 Land $131,700 Building $208,400 |
| 2023 | $2,934.00 Homeowner's exemption | $281,600 Land $131,700 Building $149,900 | $281,600 Land $131,700 Building $149,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1182 Oak Ave in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 250 policies |
| Nearby Flood Policies | 250 in force |
| Nearby Flood Claims | 200 (1979–2024) |
| Claims Outside the SFHA | 35 of 200 |
| Most Recent Claim | Sep 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1182 Oak Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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