1182 Liberty St, Springfield, MA 01104 Property Records

Hampden County and Springfield City property record for 1182 Liberty St, Springfield, MA 01104

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,872 sqft · built 1950
Lot Size	0.344 acres (15,002 sqft)
Owner	2 Individual Names on File
Last Sale	$173,000 (Aug 2018)
Tax Bill	$4,729 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:07770 P:0281`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:07770 P:0281`
Alternative APN	`77700281`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,872 sqft Living Area
1st Floor Area	980 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Stucco
Roof Type	Shed Roof
Lot Area	15,002 sqft (0.344 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	77700281
Street Address	1182 LIBERTY ST
City	SPRINGFIELD
State	MA
Zip	01104-1153
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	4
Census Block	4001
Census Tract	800300

Owner

1182 Liberty St is owned and occupied by two individuals who bought it in August 2018.

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1182 LIBERTY ST, SPRINGFIELD, MA 01104-1153
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2025	Deed of Trust, Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Aug 24, 2018	Quit Claim Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2018 · Amount on File
Deed Sale	Aug 24, 2018 · Amount on File
Prior Sale	Feb 28, 2003 · Amount on File
Deed Book / Page	22328 / 269
Transfer Doc	022328-269
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	1182 LIBERTY ST, SPRINGFIELD, MA 01104-1153
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	026089-279
Date	Oct 30, 2025
Book Page	26089/279
Instrument	51828

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Amount	Amount on Record
Term	277 Months
Due	Nov 1, 2048

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Aug 24, 2018
Property Address	1182 LIBERTY ST, SPRINGFIELD, MA 01104-1153
Document Number	22328-269
Book / Page	22328 / 269
Instrument	50477
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$26.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	223280272
Date	Aug 24, 2018
Instrument	22328/0272

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 24, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 1182 Liberty St was $4,729, up 19.4% from the year before.

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,729.00 (+19.36%)	$305,900 (+21.05%) Land $39,800 Building $266,100	$321,519 (+1.97%)
2025	$3,962.00	$252,700 Land $41,400 Building $211,300	$315,305 (+5.84%)
2024			$297,920
2023	$3,458.00	$202,800 Land $36,700 Building $166,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1182 Liberty St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1182 Liberty St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Crossroads Fiber, Spectrum, Verizon.

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