1182 Elm St, Lynden, WA 98264 Property Records

Whatcom County property record for 1182 Elm St, Lynden, WA 98264

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,832 sqft · built 2002
Lot Size	0.2 acres (8,712 sqft)
Owner	Company Name on Record
Last Sale	$229,189 (May 2003)
Tax Bill	$4,413 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Feb 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`400316-253425-0000`

Property Details

APN / Parcel Number

Primary APN	`400316-253425-0000`
Alternative APNs	`129229` `549146`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,832 sqft Living Area
Gross Area	2,523 sqft
1st Floor Area	1,450 sqft
Flooring	Carpet
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Multi-Level
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	578 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Concrete/Masonry Porch
Porch Area	125 sqft
Patio Area	259 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	129229
Street Address	1182 ELM ST
City	LYNDEN
State	WA
Zip	98264-8632
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS100
Legal Description	NORTHRIDGE DIV 5 LOT 23
Legal Range	03
Legal Township	40
Legal Section	16
Legal Subdivision	NORTHRIDGE DIV 5
Legal Block	2
Legal Lot Number	23
Jurisdiction	WHATCOM WA
Township / Civil Division	LYNDEN
Census Block Group	2
Census Block	2003
Census Tract	10303

Owner

Source: Whatcom County records, as of March 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	1182 ELM ST, LYNDEN, WA 98264-8632
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Feb 16, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2003 · Amount on Record
Deed Sale	May 9, 2003 · Amount on Record
Prior Sale	Sep 11, 2001
Deed Document Number	2003502455
Last Transfer Date	Feb 14, 2018
Transfer Doc	0000201609
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	1182 ELM ST, LYNDEN, WA 98264-8632
Transaction Type	Mortgage
Record Updated	Apr 1, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1182 ELM ST, LYNDEN, WA 98264-8632

Mortgage

Document Number	0000301448
Date	Mar 18, 2026
Instrument	2026-0301448

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Feb 16, 2018
Property Address	1182 ELM ST, LYNDEN, WA 98264-8538
Document Number	2180201609
Instrument Date	Feb 14, 2018
Instrument	201609
Transaction Type	Transfer
Record Updated	Feb 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1182 ELM ST LYNDEN WA 982648538, LYNDEN, WA 98264-8538

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Lynden City
Unified School District	Lynden School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,413.00 (+17.27%)	$598,994 (+18.83%) Land $245,543 Building $353,451	$598,994 (+18.83%) Land $245,543 Building $353,451
2022		$504,063 Land $144,408 Building $359,655	$504,063 Land $144,408 Building $359,655
2021	$3,763.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1990)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 1990 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Nov 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNDEN WATER DEPARTMENT serves 20,062 people · EPA ID WA5349150
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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