1182 Bowen Pass St, Severance (Windsor), CO 80550 Property Records

Weld County property record for 1182 Bowen Pass St, Severance, CO 80550

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,374 sqft · built 2020
Lot Size0.135 acres (5,875 sqft)
Owner2 Individual Names on File
Last Sale$500,000 (Apr 2026)
Tax Bill$5,286 (2025)
Deeds & MortgagesSep 2022 Line of Credit
Apr 2026 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN8071-12-0-90-03

Property Details

APN / Parcel Number

Primary APN8071-12-0-90-03
Alternative APNs
  • 0807-11-2-09-003
  • R8955434

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures14 Plumbing Fixtures
Stories2 Stories
Building Area2,374 sqft Living Area
Gross Area3,938 sqft
Basement Area894 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleBi-Level
Exterior MaterialFrame/Wood Siding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area5,875 sqft (0.135 acres)
Garage TypeAttached
Garage Area670 sqft
PorchSlab
Porch Area320 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR8955434
Street Address1182 BOWEN PASS ST
CitySEVERANCE
StateCO
Zip80550-2202
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3 BLOCK 6 HIDDEN VALLEY FARM 4TH FILING
Legal SubdivisionHIDDEN VALLEY FARM 4TH FILING
Legal Block6
Legal Lot Number3
JurisdictionWELD CO
Township / Civil DivisionWINDSOR
Census Block Group2
Census Block2105
Census Tract2208

Owner

1182 Bowen Pass St is owned and occupied by two individuals who bought it in April 2026.

Source: Weld County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address1182 BOWEN PASS ST, SEVERANCE, CO 80550-2202
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 6, 2022Deed of Trust, Mortgage · Line of Credit
ENT CU
Apr 20, 2026Special Warranty Deed, Transfer · FHA Mortgage
GOLDEN EMPIRE MORTGAGE INC
Jan 28, 2021Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
MORIA DEVELOPMENT INC
Mar 11, 2020Correction Deed, Transfer
UNIFIED TITLE COMPANY/NTHRN COLORAD, UNIFIED TITLE CO/NTHRN COLORAD
Mar 15, 2019Trustee's Deed, Transfer · Line of Credit
TEXAS CAP BK
Feb 21, 2019Grant Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 20, 2026 · Amount on File
Deed SaleApr 20, 2026 · Amount on File
Prior SaleJan 28, 2021 · Amount on File
Deed Document Number20265096239
Record UpdatedOct 29, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWELD CO
Property Address1182 BOWEN PASS ST, SEVERANCE, CO 80550-2202
Transaction TypeMortgage
Record UpdatedApr 29, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0004853374
DateSep 6, 2022
Instrument4853374
Lender
NameENT CU
TypeCredit Union
AddressCOLORADO SPRINGS, CO 80921
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueSep 28, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionWELD CO
Recording DateApr 20, 2026
Property Address1182 BOWEN PASS ST, SEVERANCE, CO 80550-2202
Document Number0005096239
Instrument DateApr 14, 2026
Instrument2026.5096239
Transaction TypeTransfer
Record UpdatedApr 29, 2026
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,050.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1182 BOWEN PASS ST, SEVERANCE, CO 80550-2202

Mortgage

Document Number0005096240,
DateApr 20, 2026
Instrument2026..5096240
Lender
NameGOLDEN EMPIRE MORTGAGE INC
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2056
Interest
Rate6%
Max Rate-1%

January 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionWELD CO
Recording DateJan 28, 2021
Property Address1182 BOWEN PASS ST, SEVERANCE, CO 80550-2202
Document Number0004676379
Instrument DateJan 22, 2021
Instrument4676379
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 28, 2022
Title CompanyUNIFIED TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$42.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1182 BOWEN PASS ST, SEVERANCE, CO 80550-2202

Mortgage

Document Number0004676380
DateJan 28, 2021
Instrument4676380
Lender
NameMORIA DEVELOPMENT INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2051

March 2020: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionWELD CO
Recording DateMar 11, 2020
Property Address1182 BOWEN PASS ST, SEVERANCE, CO 80550-2202
Document Number0004692105
Instrument DateMar 11, 2020
Instrument4692105
Transaction TypeTransfer
Record UpdatedApr 9, 2021
Title CompanyUNIFIED TITLE COMPANY/NTHRN COLORAD, UNIFIED TITLE CO/NTHRN COLORAD

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1182 BOWEN PASS ST SEVERANCE CO 805502202, SEVERANCE, CO 80550-2202

March 2019: Trustee's Deed, Transfer

Document TypeTrustee's Deed
JurisdictionWELD CO
Recording DateMar 15, 2019
Property Address1182 BOWEN PASS ST, SEVERANCE, CO 80550-2202
Document Number0004473350
Instrument DateMar 7, 2019
Instrument4473350
Transaction TypeTransfer
Record UpdatedMar 27, 2019
Title CompanyUNIFIED TITLE COMPANY INC, UNIFIED TITLE CO INC

Transaction

AmountAmount on Record
Tax$286.00
Amount AccuracyConfirmed
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7910 GATEWAY E #102 EL PASO TX 79915, 102, EL PASO, TX 79915

Mortgage

Document Number4473351
DateMar 15, 2019
Instrument4473351
Lender
NameTEXAS CAP BK
TypeBank
Address2350 LAKESIDE BLVD # 800, RICHARDSON, TX 75082-4340
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

February 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWELD CO
Recording DateFeb 21, 2019
Property Address1182 BOWEN PASS ST, SEVERANCE, CO 80550-2202
Document Number0004468543
Instrument DateFeb 21, 2019
Instrument4468543
Transaction TypeTransfer
Record UpdatedMar 1, 2019

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address212 N WAHSATCH AVE #301 COLORADO SPRINGS CO 809033476, 301, COLORADO SPRINGS, CO 80903-3476

Tax Assessment & Valuation

The 2025 property tax bill for 1182 Bowen Pass St was $5,286, down 6.2% from the year before.

Source: Weld County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateColorado
CountyWeld County
MunicipalitySeverance Town
Unified School DistrictWindsor School District RE-4 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$29,550 (-2.12%) Land $5,810 Building $23,740$482,982 (-) Land $95,000 Building $387,982
2025$5,286.00 (-6.18%)$30,190 Land $5,940 Building $24,250$482,982 Land $95,000 Building $387,982
2024$5,634.00 (+6.34%)
2023$5,298.00$36,550 Land $6,430 Building $30,120$540,300 Land $95,000 Building $445,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1182 Bowen Pass St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1182 Bowen Pass St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH WELD COUNTY WD
serves 15,890 people · EPA ID CO0162553
Water SourcePurchased surface water from several systems
Last State InspectionOct 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LightGig Communications
Fiber
10,000 / 10,000
Xfinity
Fiber
2,000 / 2,000
CenturyLink
Fiber
2,000 / 1,000
TDS Telecom
Fiber · Cable in parts of the area
1,000 / 1,000
Vistabeam
Fixed Wireless
500 / 80
Verizon
Fixed Wireless
300 / 20
Rise Broadband
Fixed Wireless
100 / 20

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