1182 Bianca Dr NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 1182 Bianca Dr NE, Palm Bay, FL 32905

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,606 sqft · built 1959
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Aug 2022)
Tax Bill	$2,909 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Aug 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-37-25-06-32-20`

Property Details

APN / Parcel Number

Primary APN	`28-37-25-06-32-20`
Alternative APNs	`28-37-25-06-00032.0-0020.00` `2834053`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,606 sqft Living Area
Gross Area	1,841 sqft
1st Floor Area	1,606 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1995
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Florida Room
Porch Area	251 sqft
Deck Area	620 sqft
Patio Area	532 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2834053
Street Address	1182 BIANCA DR NE
City	PALM BAY
State	FL
Zip	32905-6030
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	PORT MALABAR UNIT 2 LOT 20 BLK 32
Legal Range	37E
Legal Township	28S
Legal Section	25
Legal Subdivision	PORT MALABAR UNIT 2
Legal Block	32
Legal Lot Number	20
Legal Unit	2
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	1
Census Block	1020
Census Tract	65201

Owner

Source: Brevard County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1182 BIANCA DR NE, PALM BAY, FL 32905-6030
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Aug 25, 2022	Warranty Deed, Transfer · FHA Mortgage THE MORTGAGE FIRM INC
Apr 6, 2021	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2022 · Amount on Record
Deed Sale	Aug 25, 2022 · Amount on Record
Prior Sale	Apr 6, 2021 · Amount on Record
Deed Document Number	2022210352
Deed Book / Page	9596 / 1318
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Recording Date	Sep 4, 2026
Property Address	1182 BIANCA DR NE, PALM BAY, FL 32905-6030
Document Number	0000183475
Book / Page	10720 / 1444
Instrument Date	Aug 14, 2026
Instrument	2026183475
Transaction Type	Mortgage
Record Updated	Sep 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1182 BIANCA DR NE, PALM BAY, FL 32905-6030

Mortgage

Document Number	0000183475,
Date	Sep 4, 2026
Book Page	10720/1444
Instrument	2026183475

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	312 Months
Due	Sep 1, 2052

Interest

Max Rate	-1%

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Aug 25, 2022
Property Address	1182 BIANCA DR NE, PALM BAY, FL 32905-6030
Document Number	0095961318
Book / Page	9596 / 1318
Map Reference	MB 13 PG 55
Instrument Date	Aug 24, 2022
Instrument	2022210352
Transaction Type	Transfer
Record Updated	Sep 8, 2022
Title Company	SUPREME TITLE CLOSINGS LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5239 TURTLE CREEK CIR, 5239, VERO BEACH, FL 32967-7644

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1182 BIANCA DR NE, PALM BAY, FL 32905-6030

Mortgage

Document Number	0095961320
Date	Aug 25, 2022
Instrument	9596/1320

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Mortgage

Document Number	0095961332
Date	Aug 25, 2022
Book Page	9596/1332
Instrument	2022210354

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Apr 6, 2021
Property Address	1182 BIANCA DR NE, PALM BAY, FL 32905-6030
Document Number	0090780037
Book / Page	9078 / 37
Map Reference	MB 13 PG 55
Instrument Date	Apr 6, 2021
Instrument	2021087437
Transaction Type	Transfer
Record Updated	Jul 27, 2022
Title Company	MOSLEY AND WALLIS TITLE SERVICES, MOSLEY & WALLIS TTL SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	445 9TH AVE, 445, INDIALANTIC, FL 32903-4303

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1182 BIANCA DR NE, PALM BAY, FL 32905-6030

Mortgage

Document Number	0000907839
Date	Apr 6, 2021
Instrument	9078/39

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$204,130 (+2.7%)	$204,420 (+2.84%)
2025	$2,909.00 (-4.53%) Homeowner's exemption	$198,770 (-5.9%)	$198,770 (-5.9%)
2024	$3,047.00 (-4.99%)
2023	$3,207.00 (+15.69%) Homeowner's exemption	$211,230 (+12.45%) Land $35,000 Building $176,230	$211,230 (+12.45%) Land $35,000 Building $176,230
2022	$2,772.00 Homeowner's exemption	$187,840 Land $35,000 Building $152,840	$187,840 Land $35,000 Building $152,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	5 (1994–2008)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Aug 2008 · Tropical Storm Fay
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Wire 3.

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