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11815 Ridgeway Dr, Monrovia, MD 21770 Property Records

Frederick County property record for 11815 Ridgeway Dr, Monrovia, MD 21770 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 4,968 sqft · built 1986
Lot Size10.4 acres (456,073 sqft)
Owner2 Individual Names on File
Last Sale$335,000 (Dec 1993)
Tax Bill$8,158 (2024)
Deeds & MortgagesApr 2026 Line of Credit
Feb 2017 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN09-266828

Property Details

APN / Parcel Number

Primary APN09-266828
Alternative APNs
  • 9266828
  • 266828

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,968 sqft Living Area
Gross Area5,544 sqft
1st Floor Area2,448 sqft
Basement Area1,344 sqft
Finished Basement1,344 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area456,073 sqft (10.4 acres)
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area1,144 sqft
PorchOpen Porch
Porch Area40 sqft
Deck Area400 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number266828
Street Address11815 RIDGEWAY DR
CityMONROVIA
StateMD
Zip21770-9450
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 307 SEC IV PLAT 5 10.472 ACRES RIDGEWAY FARMS
Legal SubdivisionRIDGEWAY FARMS
Legal Lot Number307
JurisdictionFREDERICK MD
Township / Civil Division9, NEW MARKET
Census Block Group1
Census Block1010
Census Tract751903

Owner

Source: Frederick County records · APN 09-266828

Assessment roll updated August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address11815 RIDGEWAY DR, MONROVIA, MD 21770-9450
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 08, 2026Deed of Trust, Mortgage · Line of Credit
MANUFACTURERS BANK AND TRUST COMPANY
Feb 02, 2017Deed of Trust, Mortgage · Line of Credit
MANUFACTURERS & TRADERS TRUST CO
May 14, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 23, 1993 · Amount on Record
Deed SaleDec 23, 1993 · Amount on Record
Prior SaleSep 29, 1986 · Amount on Record
Deed Book / Page1967 / 807
Last Transfer DateMay 01, 2018
Transfer Doc0124140001
Record UpdatedJun 08, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Recording DateApr 08, 2026
Property Address11815 RIDGEWAY DR, MONROVIA, MD 21770-9450
Document Number1780000292
Book / Page17808 / 292
Instrument DateMar 26, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust, 165
Address11815 RIDGEWAY DR, MONROVIA, MD 21770-9450

Mortgage

Document Number1780000292,
DateApr 08, 2026
Book Page17808/292
Lender
NameMANUFACTURERS BANK AND TRUST COMPANY
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate5.98%
Max Rate-1%

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address11815 RIDGEWAY DR, MONROVIA, MD 21770-9450
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0116470156
DateFeb 02, 2017
Book Page11647/0156
Instrument11647-0156
Lender
NameMANUFACTURERS & TRADERS TRUST CO
TypeBank
AddressBUFFALO, NY 14203
Agreement
TypeLine of Credit
AmountAmount Recorded

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFREDERICK MD
Recording DateMay 14, 2018
Property Address11815 RIDGEWAY DR, MONROVIA, MD 21770-9450
Document Number0124140001
Book / Page012414 / 000001
Instrument DateMay 01, 2018
Transaction TypeTransfer
Record UpdatedMay 28, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address11815 RIDGEWAY DR MONROVIA MD 217709450, MONROVIA, MD 21770-9450

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$758,267 (+13.71%)$841,400 (+17.4%) Land $199,700 Building $641,700
2024$8,158.00 (+8.51%)
2023$7,518.00 Homeowner's exemption$666,867$716,700 Land $194,700 Building $522,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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