Bay County property record for 11815 Laurel St, Fountain, FL 32438
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.155 acres (6,750 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $36 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02176-001-000 |
| Primary APN | 02176-001-000 |
|---|
| Lot Area | 6,750 sqft (0.155 acres) |
|---|
| Street Address | 11815 LAUREL ST |
|---|---|
| City | FOUNTAIN |
| State | FL |
| Zip | 32438-5186 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Local Zoning Code | BC16 |
| Legal Description | GREEN HILLS WEST SEC 195D LOT 8 BLK 12 ORB 4739 P 1623 |
| Legal Subdivision | GREEN HILLS WEST |
| Legal Block | 12 |
| Legal Lot Number | 8 |
| Jurisdiction | BAY FL |
| Township / Civil Division | YOUNGSTOWN |
| Census Block Group | 1 |
| Census Block | 1107 |
| Census Tract | 302 |
Source: Bay County records, as of March 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 568 N LAKESHORE DR, PANAMA CITY BEACH, FL 32413-3926 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Aug 24, 2026 |
| Property Address | 11815 LAUREL ST, FOUNTAIN, FL 32438-5186 |
| Document Number | 0000052484 |
| Book / Page | 5071 / 1680 |
| Instrument Date | Aug 24, 2026 |
| Instrument | 202652484 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 317 JAMES ST, PANAMA CITY, FL 32404-2549 |
| Document Number | 0000052484, |
|---|---|
| Date | Aug 24, 2026 |
| Book Page | 5071/1680 |
| Instrument | 202652484 |
| Name | FARM CREDIT/N FL ACA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Max Rate | -1% |
|---|
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $36.00 (+16.13%) | $2,805 | $3,116 Land $3,116 |
| 2024 | $31.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (2024) |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon, Wildstar Networks.
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