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11815 Harrison Lake Rd, Festus, MO 63028 Property Records

Jefferson County property record for 11815 Harrison Lake Rd, Festus, MO 63028

Property Summary

Property TypeSingle Family Home
Details1,664 sqft · built 2018
Lot Size11.8 acres (514,444 sqft)
Owner2 Individual Names on Record
Last Sale$287,500 (Nov 2020)
Tax Bill$2,507 (2025)
Deeds & MortgagesNov 2020 Mortgage
Oct 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN18-5.0-15.0-0-000-069.01

Property Details

APN / Parcel Number

Primary APN18-5.0-15.0-0-000-069.01

Interior

Stories1 Story
Building Area1,664 sqft Living Area
Gross Area2,240 sqft
1st Floor Area1,664 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Construction TypeFrame
Lot Area514,444 sqft
Garage TypeAttached
Garage Area576 sqft

Location & Zoning

Street Address11815 HARRISON LAKE RD
CityFESTUS
StateMO
Zip63028-3325
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTEINMEYER FARMS LOT 2
Legal Range5E
Legal Township40N
Legal Section15
Legal SubdivisionSTEINMEYER FARMS
Legal Block4
Legal Lot Number2
JurisdictionJEFFERSON MO
Township / Civil DivisionJOACHIM
Census Block Group4
Census Block4031
Census Tract700900

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address11815 HARRISON LAKE RD, FESTUS, MO 63028-3325
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 12, 2020Deed of Trust, Mortgage
CENTRAL BK/ST LOUIS
Oct 1, 2019Deed of Trust, Mortgage
CENTRAL BK/ST LOUIS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 18, 2020 · Amount on Record
Deed SaleNov 18, 2020 · Amount on Record
Deed Document Number202044387
Prior Transfer DateJul 12, 2017
Prior Transfer Doc0000021401
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address11815 HARRISON LAKE RD, FESTUS, MO 63028-3325
Document Number0000044388
Instrument DateNov 12, 2020
Transaction TypeMortgage
Record UpdatedJan 21, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address11815 HARRLSON LAKE RD FESTUS MO 63028, FESTUS, MO 63028

Mortgage

Document Number0000044388
DateNov 18, 2020
Instrument44388
Lender
NameCENTRAL BK/ST LOUIS
AddressSAINT LOUIS, MO 63105-1809
Agreement
AmountAmount Recorded
Term360 Months
DueNov 17, 2050

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address11815 HARRISON LAKE RD, FESTUS, MO 63028-3325
Document Number0000031078
Instrument DateOct 1, 2019
Transaction TypeMortgage
Record UpdatedOct 22, 2019
Title CompanyCONTINENTAL TITLE HOLDING COMPANY, CONTINENTAL TITLE HOLDING CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address11815 HARRISON LAKE RD FESTUS MO 630283325, FESTUS, MO 63028-3325

Mortgage

Document Number0000031078
DateOct 7, 2019
Instrument31078
Lender
NameCENTRAL BK/ST LOUIS
AddressSAINT LOUIS, MO 63105-1809
Agreement
AmountAmount Recorded
Term360 Months
DueOct 6, 2049

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJefferson County
Unified School DistrictFestus R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$42,600 (-) Land $6,300 Building $36,300$224,300 (-) Land $33,200 Building $191,100
2025$2,507.00 (+4.85%)$42,600 (+8.12%) Land $6,300 Building $36,300$224,300 (-) Land $33,200 Building $191,100
2024$2,391.00 (+0.5%)$224,300 (+8.2%) Land $33,200 Building $191,100
2023$2,379.00$39,400 Land $6,300 Building $33,100$207,300 Land $33,200 Building $174,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · above 45% of Missouri
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEFFERSON COUNTY PWSD 5
serves 8,000 people · EPA ID MO6024296
Water SourceGroundwater
Last State InspectionMar 2026
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Wisper ISP
Fixed Wireless		400 / 30
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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