11815 3rd St, Mount Vernon, MO 65712 Property Records

Lawrence County property record for 11815 3rd St, Mount Vernon, MO 65712

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1917
Lot Size	0.517 acres (22,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$83,302 (Jun 2023)
Tax Bill	$379 (2025)
Deeds & Mortgages	Jul 2006 Mortgage Jun 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`131011001001045000`

Property Details

APN / Parcel Number

Primary APN	`131011001001045000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	22,500 sqft (0.517 acres)
Lot Dimensions	150 ft deep x 150 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	11815 3RD ST
City	MOUNT VERNON
State	MO
Zip	65712-7383
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 37-39; N1/2 OF ALLEY SW OF SAID LOTS OF WITTHAUS ADD - HOBERG
Legal Range	27
Legal Township	27
Legal Section	11
Legal Subdivision	WITTHAUS ADD
Legal Lot Number	37-39
Jurisdiction	LAWRENCE MO
Township / Civil Division	HOBERG
Census Block Group	1
Census Block	1047
Census Tract	470300

Owner

Source: Lawrence County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11815 3RD ST, MOUNT VERNON, MO 65712-7383
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2006	Deed of Trust, Mortgage · Conventional Mortgage CITICORP TRUST BANK FSB
Jun 28, 2023	Warranty Deed, Transfer · FHA Mortgage US BANK NA
Apr 12, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2023 · Amount on Record
Deed Sale	Jun 28, 2023 · Amount on Record
Deed Document Number	20232684
Deed Book / Page	459 / 2647
Prior Transfer Date	May 2, 2016
Prior Transfer Doc	00452/2011
Record Updated	Sep 20, 2026

July 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MO
Property Address	11815 3RD ST, MOUNT VERNON, MO 65712-7383
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000251/194
Date	Jul 31, 2006
Book Page	251/194
Instrument	05717

Lender

Name	CITICORP TRUST BANK FSB
Type	Subprime Lender
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 21, 2036

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE MO
Recording Date	Jun 28, 2023
Property Address	11815 3RD ST, MOUNT VERNON, MO 65712-7383
Document Number	00459/2647
Book / Page	459 / 2647
Instrument Date	Jun 26, 2023
Instrument	2023002684
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11815 3RD ST, MOUNT VERNON, MO 65712-7383

Mortgage

Document Number	0004592648
Date	Jun 28, 2023
Instrument	459/2648

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE MO
Recording Date	Apr 12, 2022
Property Address	11815 3RD ST, MOUNT VERNON, MO 65712-7383
Document Number	00458/2084
Book / Page	458 / 2084
Instrument Date	Apr 8, 2022
Instrument	2022-00002097
Transaction Type	Transfer
Record Updated	Aug 24, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18448 LAWRENCE 1135, VERONA, MO 65769-8242
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lawrence County
Unified School District	Mount Vernon R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$7,720 (-) Land $1,560 Building $6,160
2025	$379.00	$7,720 (+8.58%) Land $1,560 Building $6,160	$37,421 (-)
2024	$379.00 (+7.98%)
2023	$351.00 (+6.04%)	$7,110 (+5.96%) Land $1,560 Building $5,550	$37,421 (+5.96%)
2022	$331.00	$6,710 Land $1,560 Building $5,150	$35,316

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Brightspeed DSL	100 / 10
Total HighSpeed Internet Solutions Fixed Wireless	30 / 10

May also be available: AT&T, Optimum, T-Mobile.

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