Bay County property record for 11814 Elbel Rd, Youngstown, FL 32466
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 862 sqft · built 1941 |
| Lot Size | 1.2 acres (52,272 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $40,000 (Aug 2023) |
| Tax Bill | $387 (2025) |
| Deeds & Mortgages | Aug 2023 Transfer Apr 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 03457-010-000 |
| Primary APN | 03457-010-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 862 sqft Living Area |
| 1st Floor Area | 750 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 52,272 sqft (1.2 acres) |
| Lot Dimensions | 284 ft deep x 192 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Florida Room |
| Porch Area | 192 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Radiant |
| Heating Fuel | Electric |
| Street Address | 11814 ELBEL RD |
|---|---|
| City | YOUNGSTOWN |
| State | FL |
| Zip | 32466-2579 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BC02 |
| Legal Description | 3 1S 12W -12.1-197A COM SW COR SEC TH E 2300.65 TO A PT 281.28 W OF CENTERLINE OF HWY 231 TH N 332.70 TO POB TH W 192.39 TH N 285.19 TH E 191.66 TH S 282.60 TO POB ORB 4720 P 1607 |
| Legal Range | 12W |
| Legal Township | 01S |
| Legal Section | 03 |
| Jurisdiction | BAY FL |
| Township / Civil Division | YOUNGSTOWN |
| Census Block Group | 1 |
| Census Block | 1074 |
| Census Tract | 302 |
11814 Elbel Rd is owned and occupied by two individuals who bought it in August 2023.
Source: Bay County records, as of January 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11814 ELBEL RD, YOUNGSTOWN, FL 32466-2579 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 15, 2023 | Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Apr 18, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 15, 2023 · Amount on File |
| Deed Sale | Aug 15, 2023 · Amount on File |
| Deed Document Number | 202351665 |
| Deed Book / Page | 4720 / 1607 |
| Prior Transfer Date | Sep 15, 2016 |
| Prior Transfer Doc | 0038311624 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Aug 15, 2023 |
| Property Address | 11814 ELBEL RD, YOUNGSTOWN, FL 32466-2579 |
| Document Number | 0047201607 |
| Book / Page | 4720 / 1607 |
| Instrument Date | Aug 15, 2023 |
| Instrument | 2023051665 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Apr 18, 2019 |
| Property Address | 11814 ELBEL RD, YOUNGSTOWN, FL 32466-2579 |
| Document Number | 0041132007 |
| Book / Page | 004113 / 002007 |
| Instrument Date | Apr 17, 2019 |
| Instrument | 39089 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 11814 ELBEL RD YOUNGSTOWN FL 324662579, YOUNGSTOWN, FL 32466-2579 |
The 2025 property tax bill for 11814 Elbel Rd was $387, up 2.9% from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $387.00 (+2.93%) | $29,950 | $33,038 Land $6,130 Building $26,908 |
| 2024 | $376.00 (+84%) | ||
| 2023 | $40.00 Homeowner's exemption | $14,271 (-18.09%) | $25,819 (+31.51%) Land $4,212 Building $21,607 |
| 2022 | $40.00 Homeowner's exemption | $17,423 | $19,633 Land $6,720 Building $12,913 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 11814 Elbel Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (2024) |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11814 Elbel Rd is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 25 / 3 |
May also be available: Verizon.
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