11813 Big Spring Rd, Clear Spring, MD 21722 Property Records

Washington County property record for 11813 Big Spring Rd, Clear Spring, MD 21722

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,458 sqft · built 1999
Lot Size	2.14 acres (93,218 sqft)
Owner	2 Individual Names on File
Last Sale	$23,900 (Aug 1983)
Tax Bill	$3,474 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-004108`

Property Details

APN / Parcel Number

Primary APN	`04-004108`
Alternative APN	`004108`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,458 sqft Total Area
Basement Area	500 sqft
Finished Basement	500 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	93,218 sqft (2.14 acres)
Lot Dimensions	218 ft deep x 345 ft wide
Garage Type	Basement
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	004108
Street Address	11813 BIG SPRING RD
City	CLEAR SPRING
State	MD
Zip	21722-1955
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A(R)
Legal Description	LOT 345X218 2.14 AC 11813 BIG SPRING RD
Jurisdiction	WASHINGTON MD
Township / Civil Division	4, CLEAR SPRING
Census Block Group	4
Census Block	4012
Census Tract	10600

Owner

Source: Washington County records · APN 04-004108

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	11813 BIG SPRING RD, CLEAR SPRING, MD 21722-1955
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC
Feb 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU OF MARYLAND INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 12, 1983 · Amount on Record
Deed Sale	Aug 12, 1983 · Amount on Record
Deed Book / Page	748 / 668
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	11813 BIG SPRING RD, CLEAR SPRING, MD 21722-1955
Transaction Type	Mortgage
Record Updated	Nov 03, 2025
Title Company	SECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11813 BIG SPRING RD, CLEAR SPRING, MD 21722-1955

Mortgage

Document Number	0077690406
Date	Sep 29, 2025
Book Page	7769/406

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	11813 BIG SPRING RD, CLEAR SPRING, MD 21722-1955
Transaction Type	Mortgage
Record Updated	Mar 07, 2022
Title Company	SECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099990408
Date	Feb 25, 2022
Book Page	9999/408

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	GLEN BURNIE, MD 21060

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 01, 2042

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$373,000 (+13.11%) Land $86,400 Building $286,600	$373,000 (-) Land $86,400 Building $286,600
2025	$3,474.00 (+37.31%)	$329,767 (+35.54%)	$373,000 (+53.31%) Land $86,400 Building $286,600
2023	$2,530.00	$243,300 Land $86,400 Building $156,900	$243,300 Land $86,400 Building $156,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 14, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1985–2014)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jun 2014 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Schurz Communications Cable	1,300 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Based on FCC filings for 20 locations within half a mile of this property.

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