11812 Pine Tree Ct, Monrovia, MD 21770 Property Records

Frederick County property record for 11812 Pine Tree Ct, Monrovia, MD 21770

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,860 sqft · built 1976
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on Record
Last Sale	$379,900 (Jan 2020)
Tax Bill	$5,386 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jan 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-239308`

Property Details

APN / Parcel Number

Primary APN	`09-239308`
Alternative APNs	`9239308` `239308`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,860 sqft Living Area
1st Floor Area	960 sqft
Basement Area	900 sqft
Finished Basement	900 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Split Foyer
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	32,670 sqft (0.75 acres)
Deck Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	239308
Street Address	11812 PINE TREE CT
City	MONROVIA
State	MD
Zip	21770-9209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L 7 B C .75 AC PINE TREE CRT LYN BRK RD NEW MKT VIEW
Legal Subdivision	NEW MKT VIEW
Legal Block	C
Legal Lot Number	7
Jurisdiction	FREDERICK MD
Township / Civil Division	9, NEW MARKET
Census Block Group	4
Census Block	4006
Census Tract	752102

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11812 PINE TREE CT, MONROVIA, MD 21770-9209
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2021	Deed of Trust, Mortgage · VA Mortgage ARCUS LENDING INC
Jan 17, 2020	Grant Deed, Transfer · VA Mortgage MLEND
Oct 25, 2019	Grant Deed, Transfer HARD MONEY BANKERS
Dec 11, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2020 · Amount on Record
Deed Sale	Jan 17, 2020 · Amount on Record
Prior Sale	Oct 25, 2019 · Amount on Record
Deed Book / Page	13472 / 465
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	11812 PINE TREE CT, MONROVIA, MD 21770-9209
Transaction Type	Mortgage
Record Updated	Sep 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0152840290
Date	Sep 14, 2021
Book Page	15284/290

Lender

Name	ARCUS LENDING INC
Type	Mortgage Company
Address	SAN JOSE, CA 95128

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Jan 17, 2020
Property Address	11812 PINE TREE CT, MONROVIA, MD 21770-9209
Document Number	0134720465
Book / Page	013472 / 000465
Instrument Date	Jan 9, 2020
Transaction Type	Transfer
Record Updated	Feb 11, 2020
Title Company	LAWYERS SIGNATURE SETTLEMENTS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11812 PINE TREE CT MONROVIA MD 217709209, MONROVIA, MD 21770-9209

Mortgage

Document Number	134720471
Date	Jan 17, 2020
Book Page	013472/000471

Lender

Name	MLEND
Address	MIDDLETOWN, MD 21769

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 16, 2050

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Oct 25, 2019
Property Address	11812 PINE TREE CT, MONROVIA, MD 21770-9209
Document Number	0133010385
Book / Page	013301 / 000385
Instrument Date	May 15, 2019
Transaction Type	Transfer
Record Updated	Nov 7, 2019
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$187.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	11812 PINE TREE CT MONROVIA MD 217709209, MONROVIA, MD 21770-9209

Mortgage

Document Number	133010388
Date	Oct 25, 2019
Book Page	013301/000388

Lender

Name	HARD MONEY BANKERS
Type	Funding / Finance Company
Address	COLUMBIA, MD 21046

Agreement

Amount	Amount Recorded

December 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	FREDERICK MD
Recording Date	Dec 11, 2018
Property Address	11812 PINE TREE CT, MONROVIA, MD 21770-9209
Document Number	0127480277
Book / Page	012748 / 000277
Instrument Date	Sep 20, 2018
Transaction Type	Foreclosure
Record Updated	Dec 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$258.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	440 S LA SALLE ST #2000 CHICAGO IL 606055011, 2000, CHICAGO, IL 60605-5011
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$463,400 (+34.49%)	$498,100 (+26.42%) Land $225,300 Building $272,800
2025	$5,386.00 (+28.67%)
2023	$4,186.00	$344,567	$394,000 Land $163,500 Building $230,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pine Tree Ct

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