11810 Charles Rd, Silver Spring, MD 20906 Property Records

Montgomery County property record for 11810 Charles Rd, Silver Spring, MD 20906

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,574 sqft · built 1959
Lot Size	0.301 acres (13,103 sqft)
Owner	2 Company Names on Record
Last Sale	$405,000 (Dec 2007)
Tax Bill	$5,002 (2025)
Deeds & Mortgages	Dec 2025 Transfer Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-01313763`

Property Details

APN / Parcel Number

Primary APN	`13-01313763`
Alternative APN	`01313763`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,574 sqft Living Area
1st Floor Area	1,028 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	13,103 sqft (0.301 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01313763
Street Address	11810 CHARLES RD
City	SILVER SPRING
State	MD
Zip	20906-4726
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	GARRETT FOREST SEC 4
Legal Subdivision	GARRETT FOREST
Legal Block	K
Legal Lot Number	15
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	3
Census Block	3001
Census Tract	703501

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	11810 CHARLES RD, SILVER SPRING, MD 20906-4726
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Living Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Intrafamily Transfer, Transfer
Jul 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Apr 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2007 · Amount on Record
Deed Sale	Dec 27, 2007 · Amount on Record
Deed Document Number	2007107214
Last Transfer Date	Feb 19, 2014
Transfer Doc	0483670287
Record Updated	Sep 20, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY MD
Recording Date	Dec 23, 2025
Property Address	11810 CHARLES RD, SILVER SPRING, MD 20906-4726
Document Number	0699630245
Book / Page	69963 / 245
Map Reference	MB 50 PL 3936
Instrument Date	Nov 14, 2025
Transaction Type	Transfer
Record Updated	Jan 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	11810 CHARLES RD, SILVER SPRING, MD 20906-4726

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	11810 CHARLES RD, SILVER SPRING, MD 20906-4726
Transaction Type	Mortgage
Record Updated	Aug 2, 2021
Title Company	EQUITY SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11810 CHARLES RD, SILVER SPRING, MD 20906-4726

Mortgage

Document Number	0635060286
Date	Jul 15, 2021
Book Page	63506/286

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2036

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	11810 CHARLES RD, SILVER SPRING, MD 20906-4726
Transaction Type	Mortgage
Record Updated	Mar 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0594360020
Date	Apr 27, 2020
Book Page	59436/20

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2035

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$451,033 (+6.48%)	$478,500 (-) Land $198,500 Building $280,000
2025	$5,002.00 (-5.44%)	$423,567 (+10.02%)	$478,500 (+20.8%) Land $198,500 Building $280,000
2024	$5,290.00 (+29.43%)
2023		$385,000	$396,100 Land $198,500 Building $197,600
2022	$4,087.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: AT&T, T-Mobile.

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