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1181 White Oak Cir, Melbourne, FL 32934 Property Records

Brevard County property record for 1181 White Oak Cir, Melbourne, FL 32934

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,172 sqft · built 2000
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on File
Last Sale$205,000 (May 2015)
Tax Bill$4,006 (2025)
Deeds & MortgagesJun 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN27-36-23-05-*-51

Property Details

APN / Parcel Number

Primary APN27-36-23-05-*-51
Alternative APNs
  • 27-36-23-05-00000.0-0051.00
  • 2742003

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,172 sqft Living Area
Gross Area2,856 sqft
1st Floor Area1,120 sqft

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2009
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,841 sqft (0.18 acres)
Lot Dimensions105 ft deep x 75 ft wide
Garage TypeAttached
Garage Area420 sqft
PorchFinished/Open Porch
Porch Area264 sqft
Patio Area24 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2742003
Street Address1181 WHITE OAK CIR
CityMELBOURNE
StateFL
Zip32934-7286
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionMAGNOLIA LAKES PHASE 3 LOT 51
Legal Range36E
Legal Township27S
Legal Section23
Legal SubdivisionMAGNOLIA LAKES PHASE 3
Legal Phase3
Legal Lot Number51
JurisdictionBREVARD FL
Township / Civil DivisionMELBOURNE
Census Block Group2
Census Block2002
Census Tract64130

Owner

1181 White Oak Cir is owned and occupied by two individuals who bought it in May 2015.

Source: Brevard County records, as of August 18, 2026

Owner of Record2 Individual Names on File
Mailing Address1181 WHITE OAK CIR, MELBOURNE, FL 32934-7286
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 29, 2015 · Amount on File
Deed SaleMay 29, 2015 · Amount on File
Prior SaleOct 8, 2003 · Amount on File
Deed Document Number2015107329
Deed Book / Page7376 / 1935
Record UpdatedSep 20, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address1181 WHITE OAK CIR, MELBOURNE, FL 32934-7286
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE365 OMAHA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0087681086
DateJun 16, 2020
Book Page8768/1086
Instrument2020127168
Lender
NameTRUIST BANK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJun 15, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 1181 White Oak Cir was $4,006 with a homeowner's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityMelbourne City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$266,460 (+1.87%)$346,180 (-5.97%)
2025$4,006.00 Homeowner's exemption$261,570$368,170 Land $70,000 Building $298,170
2023$3,705.00 (+6.25%) Homeowner's exemption$246,800 (+3%)$368,920 (+6.4%) Land $65,000 Building $303,920
2022$3,487.00 Homeowner's exemption$239,620$346,730 Land $60,000 Building $286,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1181 White Oak Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 73 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies73 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1181 White Oak Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MELBOURNE
serves 167,753 people · EPA ID FL3051447
Water SourceSurface water
Last State InspectionAug 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
AT&T
Fiber · DSL in parts of the area		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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