1181 Upper Elgin River Rd, Elgin, TX 78621 Property Records

Bastrop County property record for 1181 Upper Elgin River Rd, Elgin, TX 78621 · Last verified June 2026

Property Summary

Property TypeRural Home
Details1,716 sqft · built 2002
Lot Size5 acres (217,800 sqft)
OwnerIndividual Name on File
Last Sale$173,600 (Apr 2010)
Tax Bill$7,235 (2025)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNR83199

Property Details

APN / Parcel Number

Primary APNR83199
Alternative APN
  • O0207338

Interior

Stories1 Story
Building Area1,716 sqft Living Area
Gross Area2,564 sqft
1st Floor Area1,716 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialWood
Roof MaterialComposition Shingle
Lot Area217,800 sqft (5 acres)
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchCovered Porch
Porch Area520 sqft
Storage Building64 sqft
Pole Barn720 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1181 UPPER ELGIN RIVER RD
CityELGIN
StateTX
Zip78621-5697
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionA54 OSBORN, MRS. B., ACRES 5.0000
Legal SubdivisionOSBORN, MRS. B.
Legal Block1
JurisdictionBASTROP TX
Township / Civil DivisionELGIN
Census Block Group1
Census Block1011
Census Tract950101

Owner

Source: Bastrop County records · APN R83199

Assessment roll updated May 26, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1181 UPPER ELGIN RIVER RD, ELGIN, TX 78621-5697
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 07, 2010 · Amount on Record
Deed SaleApr 07, 2010 · Amount on Record
Deed Document Number20104028
Deed Book / Page1984 / 739
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBASTROP TX
Property Address1181 UPPER ELGIN RIVER RD, ELGIN, TX 78621-5697
Transaction TypeMortgage
Record UpdatedJul 20, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202021322
DateDec 04, 2020
Instrument202021322
Lender
NameCAPSTAR LENDING LLC
TypeMortgage Company
AddressAUSTIN, TX 78731
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 01, 2035

Tax Assessment & Valuation

Source: Bastrop County records · Assessment roll updated May 26, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateTexas
CountyBastrop County
Unified School DistrictElgin Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,235.00 (-8.28%) Homeowner's exemption$457,968 (-8.29%) Land $244,494 Building $213,474$457,968 (-8.29%) Land $244,494 Building $213,474
2024$7,888.00
2023Homeowner's exemption$499,357 Land $244,494 Building $254,863$499,357 Land $244,494 Building $254,863
2022$8,180.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bastrop County (48021C), updated April 22, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480219501011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskModerate
above 54% of the US · above 31% of Texas
Wildfire LikelihoodAbout 1 in 855 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 5 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
JAB WirelessFixed Wireless (unlicensed)100 / 20

May also be available at this address: SOS Communications, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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