1181 Saint Cloud Loop, Apex, NC 27523 Property Records

Chatham County property record for 1181 Saint Cloud Loop, Apex, NC 27523

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,271 sqft · built 2020
Lot Size	0.293 acres (12,763 sqft)
Owner	2 Individual Names on Record
Last Sale	$486,500 (Aug 2020)
Tax Bill	$6,823 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0092610`

Property Details

APN / Parcel Number

Primary APN	`0092610`
Alternative APN	`1371605`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,271 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional
Construction Type	Wood
Lot Area	12,763 sqft (0.293 acres)
Garage Type	Attached

Location & Zoning

Street Address	1181 SAINT CLOUD LOOP
City	APEX
State	NC
Zip	27523-6113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	LOT 58 AC 0.293 BK 2018 PG 304
Legal Subdivision	WOODHALL
Legal Block	83
Legal Lot Number	58
Jurisdiction	CHATHAM NC
Township / Civil Division	NEW HOPE
Census Block Group	1
Census Block	1009
Census Tract	20702

Owner

Source: Chatham County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1181 SAINT CLOUD LOOP, APEX, NC 27523-6113
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CREDIT UNION
Aug 7, 2020	Grant Deed, Transfer · Conventional Mortgage FIRST HERITAGE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2020 · Amount on Record
Deed Sale	Aug 7, 2020 · Amount on Record
Deed Document Number	20209399
Deed Book / Page	2135 / 120
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM NC
Recording Date	Jul 1, 2026
Property Address	1181 SAINT CLOUD LOOP, APEX, NC 27523-6113
Document Number	0000006022
Book / Page	2535 / 77
Instrument Date	Jun 29, 2026
Instrument	20266022
Transaction Type	Mortgage
Record Updated	Jul 20, 2026
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1181 SAINT CLOUD LOOP, APEX, NC 27523-6113

Mortgage

Document Number	0000006022,
Date	Jul 1, 2026
Book Page	2535/77
Instrument	20266022

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.53%
Max Rate	-1%

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHATHAM NC
Recording Date	Aug 7, 2020
Property Address	1181 SAINT CLOUD LOOP, APEX, NC 27523-6113
Document Number	0000009399
Book / Page	002135 / 000120
Instrument Date	Aug 7, 2020
Instrument	9399
Transaction Type	Transfer
Record Updated	Sep 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$973.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1181 SAINT CLOUD LOOP APEX NC 275236113, APEX, NC 27523-6113

Mortgage

Document Number	9400
Date	Aug 7, 2020
Book Page	002135/000124
Instrument	9400

Lender

Name	FIRST HERITAGE MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 6, 2050

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Chatham County
Municipality	Cary Town
Unified School District	Chatham County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,823.00 (+29.59%)	$725,918 (+44.76%) Land $135,765 Building $590,153	$725,918 (+44.76%) Land $135,765 Building $590,153
2024	$5,265.00 (+1.96%)	$501,450 (-) Land $96,975 Building $404,475	$501,450 (-) Land $96,975 Building $404,475
2023	$5,164.00	$501,450 Land $96,975 Building $404,475	$501,450 Land $96,975 Building $404,475

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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