1181 James Ct, #4, Lafayette, CO 80026 Property Records

Boulder County property record for 1181 James Ct, #4, Lafayette, CO 80026

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,705 sqft · built 1995
Lot Size	0.565 acres (24,595 sqft)
Owner	2 Individual Names on File
Last Sale	$473,000 (May 2023)
Tax Bill	$2,724 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1575-10-2-77-004`

Property Details

APN / Parcel Number

Primary APN	`1575-10-2-77-004`
Alternative APNs	`R0122259` `0122259`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,705 sqft Living Area
1st Floor Area	606 sqft
Upper Floors Area	511 sqft
Basement Area	588 sqft
Finished Basement	588 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Condo/Apartment
Exterior Material	Wood Shingle
Construction Type	Frame
Roof Material	Asphalt
Lot Area	24,595 sqft (0.565 acres)
Garage Type	Detached
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0122259
Street Address	1181 JAMES CT, 4
City	LAFAYETTE
State	CO
Zip	80026-2811
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 4 BLDG 7 VILLAGE II PHASE II & GARAGE SPACE 39 UND 1/42 INT IN GCE
Legal Range	69
Legal Township	1S
Legal Section	10
Legal Subdivision	VILLAGE II PHS II BLDG 7 - LA
Legal Phase	2
Legal Block	1
Jurisdiction	BOULDER CO
Township / Civil Division	LAFAYETTE-LOUISVILLE
Census Block Group	1
Census Block	1012
Census Tract	60900

Owner

1181 James Ct, #4 is owned and occupied by two individuals who bought it in May 2023.

Source: Boulder County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1181 JAMES CT, 4, LAFAYETTE, CO 80026-2811
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 16, 2023	Special Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Oct 3, 2019	Warranty Deed, Transfer · Conventional Mortgage ELEVATIONS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2023 · Amount on File
Deed Sale	May 16, 2023 · Amount on File
Prior Sale	Oct 3, 2019 · Amount on File
Deed Document Number	20234007467
Prior Transfer Date	Jan 24, 2001
Prior Transfer Doc	0002116578
Record Updated	Oct 29, 2026

May 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BOULDER CO
Recording Date	May 16, 2023
Property Address	1181 JAMES CT # 4, 4, LAFAYETTE, CO 80026-2811
Document Number	0004007467
Map Reference	MF2068 DOC1537822
Instrument Date	May 16, 2023
Instrument	4007467
Transaction Type	Transfer
Record Updated	Feb 27, 2024
Title Company	8Z TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$47.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1181 JAMES CT # 4, 4, LAFAYETTE, CO 80026-2811

Mortgage

Document Number	0004007469
Date	May 16, 2023
Instrument	4007469

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOULDER CO
Recording Date	Oct 3, 2019
Property Address	1181 JAMES CT # 4, 4, LAFAYETTE, CO 80026-2811
Document Number	0003740494
Instrument Date	Oct 2, 2019
Instrument	3740494
Transaction Type	Transfer
Record Updated	Oct 15, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$38.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1181 JAMES CT #4 LAFAYETTE CO 800262811, 4, LAFAYETTE, CO 80026-2811

Mortgage

Document Number	3740495
Date	Oct 3, 2019
Instrument	3740495

Lender

Name	ELEVATIONS CU
Address	BOULDER, CO 80301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 2, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1181 James Ct, #4 was $2,724, up 16.5% from the year before.

Source: Boulder County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Boulder County
Municipality	Lafayette City
Unified School District	Boulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$27,987 (-2.08%) Building $27,987	$457,300 (-) Building $457,300
2025	$2,724.00 (+16.51%)	$28,581 Building $28,581	$457,300 Building $457,300
2024	$2,338.00 (+1.74%)
2023	$2,298.00 (-8.99%)	$30,072 (+11.83%) Building $30,072	$448,831 (+16.01%) Building $448,831
2022	$2,525.00	$26,890 Building $26,890	$386,900 Building $386,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1181 James Ct, #4 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Mar 2018

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1181 James Ct, #4 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAFAYETTE serves 28,700 people · EPA ID CO0107473
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Intrepid Fiber Networks Fiber	2,000 / 2,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: LiveWireNet.

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