Gulf County property record for 1181 E River Rd, Wewahitchka, FL 32465
| Property Type | Vacant Land |
|---|---|
| Details | 2 bd · 1 ba · 1,912 sqft · built 1982 |
| Lot Size | 1.31 acres (57,368 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $224,900 (Dec 2023) |
| Tax Bill | $1,271 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Dec 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 00642-004R |
| Primary APN | 00642-004R |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,912 sqft Living Area |
| Gross Area | 3,496 sqft |
| 1st Floor Area | 1,912 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 57,368 sqft (1.31 acres) |
| Lot Dimensions | 400 ft deep x 100 ft wide |
| Deck Area | Deck Area |
| Patio Area | 575 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1181 E RIVER RD |
|---|---|
| City | WEWAHITCHKA |
| State | FL |
| Zip | 32465-4811 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Local Zoning Code | R1 |
| Legal Description | COCHRAN LANDING PROP. UNREC LOT 5 &N1/2 OF LOT 4 ORB 815/274 WD FR COOPER |
| Legal Range | 09W |
| Legal Township | 04S |
| Legal Section | 30 |
| Legal Subdivision | COCHRAN LANDING |
| Legal Lot Number | 5,4 |
| Jurisdiction | GULF FL |
| Township / Civil Division | WEWAHITCHKA |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 960101 |
1181 E River Rd, vacant land, is owned and occupied by two individuals who bought it in December 2023.
Source: Gulf County records, as of December 10, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1181 E RIVER RD, WEWAHITCHKA, FL 32465-4811 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 14, 2025 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Dec 22, 2023 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jul 22, 2021 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 22, 2023 · Amount on File |
| Deed Sale | Dec 22, 2023 · Amount on File |
| Prior Sale | Feb 10, 2012 · Amount on File |
| Deed Document Number | 202318488 |
| Deed Book / Page | 815 / 274 |
| Prior Transfer Date | Nov 18, 2011 |
| Prior Transfer Doc | 0023004737 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GULF FL |
| Property Address | 1181 E RIVER RD, WEWAHITCHKA, FL 32465-4811 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1181 E RIVER RD, WEWAHITCHKA, FL 32465-4811 |
| Document Number | 0023006703 |
|---|---|
| Date | Oct 14, 2025 |
| Book Page | 866/843 |
| Instrument | 202523006703 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GULF FL |
| Recording Date | Dec 22, 2023 |
| Property Address | 1181 E RIVER RD, WEWAHITCHKA, FL 32465-4811 |
| Document Number | 0023018488 |
| Book / Page | 815 / 274 |
| Instrument Date | Dec 21, 2023 |
| Instrument | 202323018488 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2026 |
| Title Company | MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,574.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1181 E RIVER RD, WEWAHITCHKA, FL 32465-4811 |
| Document Number | 0000000077 |
|---|---|
| Date | Dec 22, 2023 |
| Instrument | 815/277 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GULF FL |
| Recording Date | Jul 22, 2021 |
| Property Address | 1181 E RIVER RD, WEWAHITCHKA, FL 32465-4811 |
| Document Number | 0023006301 |
| Book / Page | 735 / 981 |
| Instrument Date | Jul 1, 2021 |
| Instrument | 202123006301 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1181 E RIVER RD, WEWAHITCHKA, FL 32465-4811 |
The 2025 property tax bill for 1181 E River Rd was $1,271.
Source: Gulf County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Gulf County |
| Municipality | Wewahitchka City |
| Unified School District | Gulf County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,271.00 | $74,550 (-65.51%) Land $74,550 | $74,550 (-65.51%) Land $74,550 |
| 2024 | $1,271.00 (-25.76%) | $216,163 (+21.75%) Land $74,550 Building $141,613 | $216,163 (+5.02%) Land $74,550 Building $141,613 |
| 2023 | $1,712.00 (+0.29%) Homeowner's exemption | $177,543 (+2.2%) | $205,830 (+0.26%) Land $74,550 Building $131,280 |
| 2022 | $1,707.00 Homeowner's exemption | $173,726 | $205,289 Land $74,550 Building $130,739 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1181 E River Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective December 7, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 28 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 28 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1181 E River Rd is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WEWAHITCHKA serves 2,081 people · EPA ID FL1230734 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
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