11809 Waterstone Loop Dr, Windermere, FL 34786 Property Records

Orange County property record for 11809 Waterstone Loop Dr, Windermere, FL 34786 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms4 Baths
Year BuiltBuilt 2013
Square Footage3,421 sqft Living Area
Lot Size12,214 sqft (0.28 acres)
OccupancyOwner Occupied
Last Sale$140,000 (2012)
Tax Bill$12,909.00 (2025)

Property Details

APN / Parcel Number

Primary APN24-23-27-9009-01-130
Alternative APNs
  • 272324900901130
  • 146773
  • 147942
  • 150063

Interior

Bedrooms4 Beds
Full Baths4 Baths
Building Area3,421 sqft Living Area
Gross Area5,081 sqft Gross Area
1st Floor3,421 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialConcrete Roof
Lot Area12,214 sqft (0.28 acres)
Parking Spaces3 Parking Spaces
Garage TypeAttached Garage
Garage Area762 sqft Garage
Total Buildings2 Total Buildings
Patio Area347 sqft Patio
Porch Area551 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Street Address11809 WATERSTONE LOOP DR
CityWINDERMERE
StateFL
Zip34786-5438
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWATERSTONE 74/131 LOT 113
Legal Range27E
Legal Township23S
Legal Section24
Legal SubdivisionWATERSTONE
Legal Tract9009
Legal Block1
Legal Lot Number113
JurisdictionORANGE FL
Minor Civil DivisionSOUTHWEST ORANGE
Census Blockgroup2
Census Block2008
Census Tract17115

Owner

Source: Orange County records · APN 24-23-27-9009-01-130

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address11809 WATERSTONE LOOP DR, WINDERMERE, FL 34786-5438
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 19, 2023Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Mar 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Dec 03, 2020Deed of Trust, Mortgage · Line of Credit
FIGURE LNDG LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 09, 2012 · Amount on Record
Deed SaleAug 09, 2012 · Amount on Record
Deed Doc Number2012424738
Deed Book / Page10423 / 1421
Record RefreshedJun 08, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address11809 WATERSTONE LOOP DR, WINDERMERE, FL 34786-5438
Transaction TypeMortgage
Record UpdatedJun 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address11809 WATERSTONE LOOP DR, WINDERMERE, FL 34786-5438

Mortgage

Document Number0000285196
DateMay 19, 2023
Instrument20230285196
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term181 Months
DueJun 09, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address11809 WATERSTONE LOOP DR, WINDERMERE, FL 34786-5438
Transaction TypeMortgage
Record UpdatedAug 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000171533
DateMar 25, 2021
Instrument20210171533
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address11809 WATERSTONE LOOP DR, WINDERMERE, FL 34786-5438
Document Number0000639838
Instrument DateDec 03, 2020
Transaction TypeMortgage
Record UpdatedDec 21, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address11809 WATERSTONE LOOP DR WINDERMERE FL 347865438, WINDERMERE, FL 34786-5438

Mortgage

Document Number0000639838
DateDec 08, 2020
Instrument639838
Lender
NameFIGURE LNDG LLC
AddressRENO, NV 89501
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueDec 07, 2030
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$825,563 (+2.7%)$1,262,600 (-1.33%) Land $190,000 Building $1,072,600
2025$12,909.00 (+3.64%) Homeowner's exemption$803,859 (+5.99%)$1,279,570 (+10.96%) Land $190,000 Building $1,089,570
2024$12,456.00 (+7.23%)
2023$11,616.00 (+3.1%) Homeowner's exemption$758,450 (+3%)$1,153,139 (+23.57%) Land $190,000 Building $963,139
2022$11,267.00 Homeowner's exemption$736,359$933,165 Land $190,000 Building $743,165

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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