11809 Dukes Dr, Bumpass, VA 23024 Property Records

Spotsylvania County property record for 11809 Dukes Dr, Bumpass, VA 23024

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 2,392 sqft · built 2022
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Dec 2020)
Tax Bill	$8,977 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Mar 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`80C-1-25`

Property Details

APN / Parcel Number

Primary APN	`80C-1-25`
Alternative APN	`080C 1-25`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Stories	1 Story
Building Area	2,392 sqft Finished Area
Basement Area	1,748 sqft
Unfinished Basement	1,503 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
View / Lot	Waterfront
Garage Type	Detached
Garage Area	1,006 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	11809 DUKES DR
City	BUMPASS
State	VA
Zip	23024-9667
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR - RESID
Legal Description	DUKES PLANTATION LOT 25
Legal Subdivision	DUKES PLANTATION
Legal Lot Number	25
Jurisdiction	SPOTSYLVANIA VA
Township / Civil Division	BERKELEY
Census Block Group	3
Census Block	3020
Census Tract	20404

Owner

11809 Dukes Dr is owned by two individuals who bought it in December 2020.

Source: Spotsylvania County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	78 HAMLIN DR, FREDERICKSBURG, VA 22405-3368
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2020	Deed of Trust, Mortgage · ARM GEORGE MASON MORTGAGE LLC
Mar 2, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CAPITAL CITY HOME LOANS LLC
Apr 13, 2020	Warranty Deed, Transfer · Conventional Mortgage VIRGINIA CU
Apr 13, 2020	Warranty Deed, Transfer · Conventional Mortgage VIRGINIA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2020 · Amount on File
Deed Sale	Dec 21, 2020 · Amount on File
Prior Sale	Apr 13, 2020 · Amount on File
Deed Document Number	202031158
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	11809 DUKES DR, BUMPASS, VA 23024-9667
Transaction Type	Mortgage
Record Updated	Jun 12, 2023
Title Company	PEAK TITLE PROFESSIONALS LLC, THE TITLE PROFESSIONALS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200031159
Date	Dec 21, 2020
Instrument	200031159

Lender

Name	GEORGE MASON MORTGAGE LLC

Agreement

Type	ARM
Amount	Amount on Record
Term	372 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2027
Margin	3

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	11809 DUKES DR, BUMPASS, VA 23024-9667
Transaction Type	Mortgage
Record Updated	Sep 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220004505
Date	Mar 2, 2022
Instrument	220004505

Lender

Name	CAPITAL CITY HOME LOANS LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate
Rate	4.13%

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOTSYLVANIA VA
Recording Date	Apr 13, 2020
Property Address	11809 DUKES DR, BUMPASS, VA 23024-9667
Document Number	202000007209
Instrument Date	Apr 10, 2020
Instrument	7209
Transaction Type	Transfer
Record Updated	Apr 30, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12364 NEW MAKET MILL RD BEAVERDAM VA 23015, BEAVERDAM, VA 23015

Mortgage

Document Number	202000007210
Date	Apr 13, 2020
Instrument	7210

Lender

Name	VIRGINIA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 12, 2035

Interest

Rate Type	Adjustable Rate
Rate	5.38%

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOTSYLVANIA VA
Recording Date	Apr 13, 2020
Property Address	11809 DUKES DR, BUMPASS, VA 23024-9667
Document Number	202000007209
Instrument Date	Apr 10, 2020
Instrument	7209
Transaction Type	Transfer
Record Updated	Apr 28, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12364 NEW MAKET MILL RD BEAVERDAM VA 23015, BEAVERDAM, VA 23015

Mortgage

Document Number	202000007210
Date	Apr 13, 2020
Instrument	7210

Lender

Name	VIRGINIA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 12, 2035

Interest

Rate Type	Adjustable Rate
Rate	5.38%

Tax Assessment & Valuation

The 2026 property tax bill for 11809 Dukes Dr was $8,977.

Source: Spotsylvania County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Spotsylvania County
Unified School District	Spotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,977.00	$1,217,600 Land $363,000 Building $854,600
2025			$1,217,600 Land $363,000 Building $854,600
2023	$7,638.00	$989,800 Land $288,800 Building $701,000	$989,800 Land $288,800 Building $701,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11809 Dukes Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2018–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11809 Dukes Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Dukes Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures