Allegany County property record for 11808 Aster Ave, Cumberland, MD 21502
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,928 sqft · built 1970 |
| Lot Size | 2.05 acres (89,298 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,554 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-044573 |
| Primary APN | 06-044573 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,928 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Split Level |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 89,298 sqft (2.05 acres) |
| Garage Type | Carport |
| Garage Area | 480 sqft |
| Carport | Carport |
| Carport Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 512 sqft |
| Porch | Slab |
| Porch Area | 120 sqft |
| Deck Area | 200 sqft |
| Patio Area | 614 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 044573 |
|---|---|
| Street Address | 11808 ASTER AVE |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-5218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2.05 AC LOTS PT 13 14-20 24-29 B POTOMAC PARK ADD |
| Legal Subdivision | POTOMAC PARK ADD |
| Legal Block | 3 |
| Legal Lot Number | 20 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 6, CUMBERLAND |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 1300 |
Source: Allegany County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 11808 ASTER AVE, CUMBERLAND, MD 21502-5218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 19, 2020 |
| Transfer Doc | 0026260001 |
| Record Updated | Oct 29, 2026 |
| Document Type | Reverse Mortgage |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Jan 21, 2021 |
| Property Address | 11808 ASTER AVE, CUMBERLAND, MD 21502-5218 |
| Document Number | 0026260001 |
| Book / Page | 002626 / 000001 |
| Instrument Date | Sep 19, 2020 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2021 |
| Title Company | FNC TITLE SERVICES, FNC TITLE SVCS |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 11808 ASTER AVE CUMBERLAND MD 215025218, CUMBERLAND, MD 21502-5218 |
| Document Number | 26260030 |
|---|---|
| Date | Jan 21, 2021 |
| Book Page | 002626/000030 |
| Name | COMMISSIONER/HSNG & URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 864 Months |
| Due | Jan 20, 2093 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.95% |
| Document Number | 26260009, |
|---|---|
| Date | Jan 21, 2021 |
| Book Page | 002626/000009 |
| Name | AMERICAN ADVISORS |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 864 Months |
| Due | Jan 20, 2093 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.95% |
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $210,200 (+7.81%) Land $24,900 Building $185,300 | $210,200 (-) Land $24,900 Building $185,300 | |
| 2025 | $2,554.00 (+42.84%) | $194,967 (+18.52%) | $210,200 (+27.78%) Land $24,900 Building $185,300 |
| 2023 | $1,788.00 | $164,500 Land $24,800 Building $139,700 | $164,500 Land $24,800 Building $139,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1996) |
| Most Recent Claim | Sep 1996 · Severe Storms And Flooding Assoc With Tropical Storm Fran |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EASTERN REGION ALLEGANY DISTRIB. SYSTEM serves 5,703 people · EPA ID MD0010005 |
|---|---|
| Water Source | Purchased surface water from CITY OF CUMBERLAND |
| Last State Inspection | May 2023 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| SkyPacket Fixed Wireless | 100 / 20 |
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