Winnebago County property record for 11805 Moate Rd, Durand, IL 61024
| Property Type | Rural Home |
|---|---|
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $161,900 (Aug 2002) |
| Tax Bill | $5,732 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-18-400-008 |
| Primary APN | 06-18-400-008 |
|---|---|
| Alternative APNs |
|
| Lot Area | 87,120 sqft |
|---|
| Account Number | 378 753A |
|---|---|
| Street Address | 11805 MOATE RD |
| City | DURAND |
| State | IL |
| Zip | 61024-9626 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | AG |
| Legal Description | S 220 FT W 400 FT OF S 15A OF NE 1/4 SE 1/4 SEC SEC: 18 TWP: 028 RANGE: 011ACRES: 2.00 |
| Legal Range | 11E |
| Legal Township | 28N |
| Legal Section | 18 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | HARRISON |
| Census Block Group | 3 |
| Census Block | 3044 |
| Census Tract | 4100 |
11805 Moate Rd, a rural home, is owned by a company that acquired it in September 2024.
Source: Winnebago County records, as of July 28, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 11805 MOATE RD, DURAND, IL 61024-9626 |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 3, 2025 | Deed of Trust, Mortgage · Line of Credit MEMBERSALLIANCE CU |
| Sep 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MEMBERSALLIANCE CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 14, 2002 · Amount on File |
| Deed Sale | Aug 14, 2002 · Amount on File |
| Deed Document Number | 2002257272 |
| Last Transfer Date | Sep 24, 2024 |
| Transfer Doc | 0000023718 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 11805 MOATE RD, DURAND, IL 61024-9626 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2025 |
| Title Company | MAGNUS TITLE AGENCY, MTA |
| Name | Verified Name |
|---|
| Document Number | 0000022514 |
|---|---|
| Date | Sep 3, 2025 |
| Instrument | 2522514 |
| Name | MEMBERSALLIANCE CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 28, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 11805 MOATE RD, DURAND, IL 61024-9626 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000032436 |
|---|---|
| Date | Sep 13, 2021 |
| Instrument | 2132436 |
| Name | MEMBERSALLIANCE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 1, 2036 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 11805 Moate Rd was $5,732.
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Harrison Township |
| Unified School District | Durand Community Unit School District 322 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,732.00 | $88,115 Land $13,529 Building $74,586 | $264,345 Land $40,587 Building $223,758 |
| 2022 | Homeowner's exemption | $62,823 Land $9,744 Building $53,079 | $188,469 Land $29,232 Building $159,237 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 11805 Moate Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1996–2017) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jul 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11805 Moate Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 115 / 7 |
| Rise Broadband Fixed Wireless | 25 / 5 |
5G and 4G LTE (outdoors only)
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