Saginaw County property record for 11805 Marion Rd, Saint Charles, MI 48655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,064 sqft · built 1913 |
| Lot Size | 14.7 acres (642,510 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $160,000 (Apr 2018) |
| Tax Bill | $3,153 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage May 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-10-3-29-2004-000 |
| Primary APN | 24-10-3-29-2004-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,064 sqft Living Area |
| 1st Floor Area | 2,064 sqft |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1913 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 642,510 sqft (14.7 acres) |
| Garage Area | 860 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 140 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 11805 MARION RD |
|---|---|
| City | SAINT CHARLES |
| State | MI |
| Zip | 48655-8614 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W 1/2 E 1/2 W 1/2 NW 1/4 EXC S 5 ACRES - 15 ACRES SEC 29 T10N R3E |
| Legal Range | 03E |
| Legal Township | 10N |
| Legal Section | 29 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 3 |
| Census Block | 3065 |
| Census Tract | 12600 |
Source: Saginaw County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 11805 MARION RD, SAINT CHARLES, MI 48655-8614 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU |
| May 26, 2017 | Deed of Trust, Mortgage UNITED FINANCIAL CU |
| Apr 4, 2018 | Warranty Deed, Transfer · Conventional with PMI LAKE MI CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 4, 2018 · Amount on Record |
| Deed Sale | Apr 4, 2018 · Amount on Record |
| Prior Sale | Dec 22, 1990 · Amount on Record |
| Deed Document Number | 20187575 |
| Prior Transfer Date | Apr 21, 2000 |
| Prior Transfer Doc | 2176001335 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 11805 MARION RD, SAINT CHARLES, MI 48655-8614 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|---|
| Address | 11805 MARION RD, SAINT CHARLES, MI 48655-8614 |
| Document Number | 0000005365 |
|---|---|
| Date | Feb 19, 2021 |
| Instrument | 2021005365 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 11805 MARION RD, SAINT CHARLES, MI 48655-8614 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000016985 |
|---|---|
| Date | May 26, 2017 |
| Instrument | 2017016985 |
| Name | UNITED FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | SAGINAW, MI 48603 |
| Amount | Amount Recorded |
|---|---|
| Term | 67 Months |
| Due | Dec 1, 2022 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Apr 4, 2018 |
| Property Address | 11805 MARION RD, SAINT CHARLES, MI 48655-8614 |
| Document Number | 0000007575 |
| Instrument Date | Mar 28, 2018 |
| Instrument | 7575 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $160.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 823 CLYDE ST OWOSSO MI 488674228, OWOSSO, MI 48867-4228 |
| Document Number | 7576 |
|---|---|
| Date | Apr 4, 2018 |
| Instrument | 7576 |
| Name | LAKE MI CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 3, 2048 |
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | St. Charles Township |
| Unified School District | Chesaning Union Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $121,300 (+35.68%) | $242,600 (+35.68%) | |
| 2025 | $3,153.00 (+16.86%) Homeowner's exemption | ||
| 2023 | $89,400 | $178,800 | |
| 2022 | $2,698.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 12 (1986–2020) |
| Most Recent Claim | May 2020 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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