11800 Gray Rock Trl, Windermere, FL 34786 Property Records

Orange County property record for 11800 Gray Rock Trl, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,317 sqft · built 2014
Lot Size	0.166 acres (7,236 sqft)
Owner	Individual Name on File
Last Sale	$690,000 (May 2023)
Tax Bill	$11,465 (2025)
Deeds & Mortgages	May 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-23-27-9160-00-010`

Property Details

APN / Parcel Number

Primary APN	`36-23-27-9160-00-010`
Alternative APNs	`272336916000010` `158774` `160045` `162464`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,317 sqft Living Area
Gross Area	4,573 sqft
1st Floor Area	1,570 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,236 sqft (0.166 acres)
Garage Type	Attached
Garage Area	515 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	363 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	11800 GRAY ROCK TRL
City	WINDERMERE
State	FL
Zip	34786-9514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	WINDERMERE TRAILS PHASE 5A 80/102 LOT 1
Legal Range	27E
Legal Township	23S
Legal Section	36
Legal Subdivision	WINDERMERE TRAILS PH 5A
Legal Phase	5A
Legal Tract	9160
Legal Lot Number	1
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	3
Census Block	3052
Census Tract	17112

Owner

Source: Orange County assessment roll, APN 36-23-27-9160-00-010, as of April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	11800 GRAY ROCK TRL, WINDERMERE, FL 34786-9514
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 10, 2023 · Amount on Record
Deed Sale	May 10, 2023 · Amount on Record
Prior Sale	Jun 30, 2014 · Amount on Record
Deed Document Number	2023265728
Record Updated	Jun 08, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	11800 GRAY ROCK TRL, WINDERMERE, FL 34786-9514
Transaction Type	Mortgage
Record Updated	Jun 01, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	RUA TRINTA E SEIS 497 CX ILHA DOS ARAUJOS, BRAZIL XX

Mortgage

Document Number	0000265729
Date	May 10, 2023
Instrument	20230265729

Lender

Name	BRADESCO BAC FLORIDA BANK
Type	Bank
Address	MIAMI, FL 33134

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2053

Tax Assessment & Valuation

Source: Orange County assessment roll as of April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$664,600 (-1.21%) Land $120,000 Building $544,600	$664,600 (-1.21%) Land $120,000 Building $544,600
2025	$11,465.00 (+6.12%)	$672,710 (+10.74%) Land $120,000 Building $552,710	$672,710 (+10.74%) Land $120,000 Building $552,710
2024	$10,804.00 (+22.66%)
2023	$8,808.00 (+14.23%)	$607,457 (+20.67%) Land $115,000 Building $492,457	$607,457 (+20.67%) Land $115,000 Building $492,457
2022	$7,711.00	$503,414 Land $90,000 Building $413,414	$503,414 Land $90,000 Building $413,414

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), as of September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950171123, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	39 in force

Wildfire

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 467 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber · DSL in parts of the area	2,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL3484119, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.