Montgomery County property record for 11800 Charles Rd, Silver Spring, MD 20906
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,541 sqft · built 1959 |
| Lot Size | 0.157 acres (6,844 sqft) |
| Owner | Individual Name on File |
| Last Sale | $386,500 (Sep 2019) |
| Tax Bill | $4,961 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Jun 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01313717 |
| Primary APN | 13-01313717 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,541 sqft Living Area |
| 1st Floor Area | 1,034 sqft |
| Basement Area | 507 sqft |
| Finished Basement | 507 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 6,844 sqft (0.157 acres) |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01313717 |
|---|---|
| Street Address | 11800 CHARLES RD |
| City | SILVER SPRING |
| State | MD |
| Zip | 20906-4726 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R60 |
| Legal Description | GARRETT FOREST SEC 3 |
| Legal Subdivision | GARRETT FOREST |
| Legal Block | K |
| Legal Lot Number | 20 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 703501 |
Source: Montgomery County records · APN 13-01313717
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11800 CHARLES RD, SILVER SPRING, MD 20906-4726 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| May 04, 2023 | Deed of Trust, Mortgage · Conventional Mortgage JACKSON FLAGSTAR CENTRE OFFICE |
| Jun 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS INC |
| Sep 18, 2019 | Grant Deed, Transfer · Conventional with PMI EMBRACE HM LOANS |
| May 03, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 18, 2019 · Amount on Record |
| Deed Sale | Sep 18, 2019 · Amount on Record |
| Deed Book / Page | 58163 / 350 |
| Prior Transfer Date | Mar 22, 2018 |
| Prior Transfer Doc | 0559750190 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 11800 CHARLES RD, SILVER SPRING, MD 20906-4726 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Title Company | BOSTON NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 11800 CHARLES RD, SILVER SPRING, MD 20906-4726 |
| Document Number | 0669640180 |
|---|---|
| Date | May 04, 2023 |
| Book Page | 66964/180 |
| Name | JACKSON FLAGSTAR CENTRE OFFICE |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 11800 CHARLES RD, SILVER SPRING, MD 20906-4726 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2021 |
| Title Company | TITLE-RITE SERVICES INC, TITLE RITE SERVICES INC |
| Name | Verified Name |
|---|---|
| Address | 11800 CHARLES RD, SILVER SPRING, MD 20906-4726 |
| Document Number | 0633820091 |
|---|---|
| Date | Jun 29, 2021 |
| Book Page | 63382/91 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Sep 18, 2019 |
| Property Address | 11800 CHARLES RD, SILVER SPRING, MD 20906-4726 |
| Document Number | 0581630350 |
| Book / Page | 058163 / 000350 |
| Instrument Date | Aug 16, 2019 |
| Transaction Type | Transfer |
| Record Updated | Oct 02, 2019 |
| Title Company | ASSURANCE TITLE COMPANY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $386.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 11800 CHARLES RD SILVER SPRING MD 209064726, SILVER SPRING, MD 20906-4726 |
| Document Number | 581630358 |
|---|---|
| Date | Sep 18, 2019 |
| Book Page | 058163/000358 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 17, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | May 03, 2018 |
| Property Address | 11800 CHARLES RD, SILVER SPRING, MD 20906-4726 |
| Document Number | 0559750190 |
| Book / Page | 055975 / 000190 |
| Instrument Date | Mar 22, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11800 CHARLES RD SILVER SPRING MD 209064726, SILVER SPRING, MD 20906-4726 |
Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $456,067 (+8.58%) | $492,100 (-) Land $182,700 Building $309,400 | |
| 2025 | $4,961.00 (-3.69%) | $420,033 (+16.1%) | $492,100 (+28.15%) Land $182,700 Building $309,400 |
| 2024 | $5,151.00 (+38.92%) | ||
| 2023 | $361,800 | $384,000 Land $182,700 Building $201,300 | |
| 2022 | $3,708.00 |
Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), as of April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
May also be available: AT&T, T-Mobile USA.
Based on FCC filings for 584 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MD0150005, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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