1180 White Chapel Ln, Algonquin, IL 60102 Property Records

Kane County property record for 1180 White Chapel Ln, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,880 sqft · built 1999
Lot Size	0.302 acres (13,143 sqft)
Owner	2 Individual Names on File
Last Sale	$157,750 (Feb 2018)
Tax Bill	$11,642 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Dec 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-09-102-005`

Property Details

APN / Parcel Number

Primary APN	`03-09-102-005`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,880 sqft Living Area
Gross Area	4,882 sqft
1st Floor Area	1,545 sqft
Basement Area	1,276 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Traditional
Lot Area	13,143 sqft (0.302 acres)
Garage Type	Attached
Garage Area	726 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	1180 WHITE CHAPEL LN
City	ALGONQUIN
State	IL
Zip	60102-6066
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRITTANY HILLS UNIT 1; LOT 54
Legal Subdivision	BRITTANY HILLS
Legal Block	5
Legal Lot Number	54
Jurisdiction	KANE IL
Township / Civil Division	DUNDEE
Census Block Group	5
Census Block	5013
Census Tract	850106

Owner

1180 White Chapel Ln is owned and occupied by two individuals who acquired it in November 2018.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1180 WHITE CHAPEL LN, ALGONQUIN, IL 60102-6066
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE
Dec 10, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 15, 2018	Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2018 · Amount on File
Deed Sale	Feb 15, 2018 · Amount on File
Prior Sale	Oct 31, 2014 · Amount on File
Deed Document Number	20187539
Last Transfer Date	Nov 30, 2018
Transfer Doc	0000059284
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1180 WHITE CHAPEL LN, ALGONQUIN, IL 60102-6066
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	ACQUEST TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044987
Date	Aug 12, 2020
Instrument	2020K044987

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Sep 1, 2045

Interest

Rate Type	Fixed Rate
Rate	3.12%

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Dec 10, 2018
Property Address	1180 WHITE CHAPEL LN, ALGONQUIN, IL 60102-6066
Document Number	0000059284
Instrument Date	Nov 30, 2018
Instrument	59284
Transaction Type	Transfer
Record Updated	Dec 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1180 WHITE CHAPEL LN ALGONQUIN IL 601026066, ALGONQUIN, IL 60102-6066

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Feb 15, 2018
Property Address	1180 WHITE CHAPEL LN, ALGONQUIN, IL 60102-6066
Document Number	0000007539
Instrument Date	Jan 25, 2018
Instrument	2018K007539
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	CHICAGO TITLE INS CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$157.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4 BONNIE CT, LAKE IN THE HILLS, IL 60156-1592

Mortgage

Document Number	0000007540
Date	Feb 15, 2018
Instrument	2018K007540

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Interest

Rate Type	Fixed Rate
Rate	3.99%

Tax Assessment & Valuation

The 2025 property tax bill for 1180 White Chapel Ln was $11,642 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	Kane County
County Subdivision	Dundee Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,642.00 Homeowner's exemption	$168,813 (+9.42%) Land $31,491 Building $137,322	$506,642 (+9.42%) Land $94,511 Building $412,131
2024		$154,280 Land $28,780 Building $125,500	$463,025 Land $86,375 Building $376,651
2022	$9,283.00 (+3.12%) Homeowner's exemption	$118,692 (+5.91%) Land $25,895 Building $92,797	$356,076 (+5.91%) Land $77,685 Building $278,391
2021	$9,002.00 Homeowner's exemption	$112,069 Land $24,450 Building $87,619	$336,207 Land $73,350 Building $262,857

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1180 White Chapel Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1180 White Chapel Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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