1180 Rays Bridge Rd, Whispering Pines (Carthage), NC 28327 Property Records

Moore County property record for 1180 Rays Bridge Rd, Whispering Pines, NC 28327

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,939 sqft · built 2003
Lot Size	0.602 acres (26,223 sqft)
Owner	2 Individual Names on File
Last Sale	$435,500 (Sep 2026)
Tax Bill	$2,296 (2026)
Deeds & Mortgages	Sep 2026 Sale Jan 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`85840528136`

Property Details

APN / Parcel Number

Primary APN	`85840528136`
Alternative APNs	`858405280136` `00032839` `96431600`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,939 sqft Living Area
1st Floor Area	1,939 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Custom Design
Exterior Material	Aluminum/Vinyl
Construction Type	Steel Frame
Foundation Type	Footing
Roof Material	Rolled Roofing
Lot Area	26,223 sqft (0.602 acres)
Porch	Porch
Porch Area	100 sqft
Patio Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	96431600
Street Address	1180 RAYS BRIDGE RD
City	WHISPERING PINES
State	NC
Zip	28327-9173
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSI
Legal Description	LOT 38 SEC 11 WHISPERING PINES MUNI RAYS BRIDGE
Legal Subdivision	WHISPERING PINES
Legal Lot Number	38
Jurisdiction	MOORE NC
Township / Civil Division	7, MCNEILL
Census Block Group	2
Census Block	2031
Census Tract	950506

Owner

1180 Rays Bridge Rd is owned and occupied by two individuals who bought it in September 2026.

Source: Moore County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1180 RAYS BRIDGE RD, WHISPERING PINES, NC 28327-9173
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jan 2, 2024	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Apr 18, 2022	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2026 · Amount on File
Deed Sale	Sep 3, 2026 · Amount on File
Deed Document Number	202613588
Deed Book / Page	6608 / 47
Prior Transfer Date	Aug 26, 2025
Prior Transfer Doc	006406/129
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOORE NC
Recording Date	Sep 3, 2026
Property Address	1180 RAYS BRIDGE RD, WHISPERING PINES, NC 28327-9173
Document Number	0000013588
Book / Page	6608 / 47
Instrument Date	Aug 24, 2026
Instrument	202613588
Transaction Type	Transfer
Record Updated	Sep 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$87,971.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1180 RAYS BRIDGE RD, WHISPERING PINES, NC 28327-9173

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOORE NC
Property Address	1180 RAYS BRIDGE RD, WHISPERING PINES, NC 28327-9173
Transaction Type	Mortgage
Record Updated	Jan 16, 2024
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1180 RAYS BRIDGE RD, WHISPERING PINES, NC 28327-9173

Mortgage

Document Number	006113/472
Date	Jan 2, 2024
Book Page	6113/472
Instrument	2024000026

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOORE NC
Property Address	1180 RAYS BRIDGE RD, WHISPERING PINES, NC 28327-9173
Transaction Type	Mortgage
Record Updated	Apr 28, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1180 RAYS BRIDGE RD, WHISPERING PINES, NC 28327-9173

Mortgage

Document Number	005833/295
Date	Apr 18, 2022
Book Page	5833/295
Instrument	2022006770

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 1180 Rays Bridge Rd was $2,296, up 4.3% from the year before.

Source: Moore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Moore County
Municipality	Whispering Pines Village
Unified School District	Moore County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,296.00 (+4.27%)	$313,460 (-) Land $46,190 Building $267,270
2025	$2,202.00	$313,460 Land $46,190 Building $267,270
2024			$313,460 (-) Land $46,190 Building $267,270
2023	$2,105.00	$306,310 Land $46,190 Building $260,120	$313,460 Land $46,190 Building $267,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1180 Rays Bridge Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	7 (2018–2025)
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1180 Rays Bridge Rd is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHISPERING PINES DEVELOPMENT private · serves 4,178 people · EPA ID NC0363112
Water Source	Purchased surface water from TOWN OF SOUTHERN PINES
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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