1180 Mount Vernon Rd, Ramer, TN 38367 Property Records

McNairy County property record for 1180 Mount Vernon Rd, Ramer, TN 38367

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,554 sqft · built 1996
Lot Size	2.03 acres (88,427 sqft)
Owner	2 Individual Names on Record
Last Sale	$60,100 (Dec 2019)
Tax Bill	$605 (2025)
Deeds & Mortgages	Dec 2019 Sale Sep 2019 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`055140 00801`

Property Details

APN / Parcel Number

Primary APN	`055140 00801`
Alternative APN	`140 00801`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,554 sqft Living Area
1st Floor Area	1,554 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2006
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	88,427 sqft (2.03 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	204 sqft
Patio Area	266 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1180 MOUNT VERNON RD
City	RAMER
State	TN
Zip	38367-5108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 5
Legal Subdivision	PAUL C HENSON SURV
Jurisdiction	MCNAIRY TN
Township / Civil Division	5
Census Block Group	2
Census Block	2025
Census Tract	930600

Owner

Source: McNairy County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	702 DOWTY DR, SELMER, TN 38375-5005
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2019	Grant Deed, Transfer ATTORNEY ONLY
Sep 23, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY
May 1, 2018	Loan Modification, Mortgage · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2019 · Amount on Record
Deed Sale	Dec 20, 2019 · Amount on Record
Prior Sale	Sep 23, 2019 · Amount on Record
Deed Document Number	114087
Deed Book / Page	252 / 574
Record Updated	Jun 8, 2026

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MCNAIRY TN
Recording Date	Dec 20, 2019
Property Address	1180 MOUNT VERNON RD, RAMER, TN 38367-5108
Document Number	252574
Book / Page	000252 / 000574
Instrument Date	Dec 10, 2019
Instrument	114087
Transaction Type	Transfer
Record Updated	Jan 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$222.37
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	702 DOWTY DR SELMER TN 383755005, SELMER, TN 38375-5005

September 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MCNAIRY TN
Recording Date	Sep 23, 2019
Property Address	1180 MOUNT VERNON RD, RAMER, TN 38367-5108
Document Number	251579
Book / Page	000251 / 000579
Instrument Date	Sep 18, 2019
Instrument	113114
Transaction Type	Foreclosure
Record Updated	Oct 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$337.66
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	1180 MOUNT VERNON RD RAMER TN 383675108, RAMER, TN 38367-5108
Investor	Possibly a Property Investor

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCNAIRY TN
Property Address	1180 MOUNT VERNON RD, RAMER, TN 38367-5108
Document Number	4261552
Instrument Date	May 1, 2018
Transaction Type	Mortgage
Record Updated	May 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1180 MOUNT VERNON RD RAMER TN 383675108, RAMER, TN 38367-5108

Mortgage

Document Number	4261552
Date	May 8, 2018
Book Page	000426/001552
Instrument	107394

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43219-6009

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	336 Months
Due	May 7, 2046

Tax Assessment & Valuation

Source: McNairy County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	McNairy County
Unified School District	McNairy County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$605.00	$38,350 (-) Land $1,775 Building $36,575
2023		$38,350 Land $1,775 Building $36,575
2022	$605.00		$153,400 Land $7,100 Building $146,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 2, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 52% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

May also be available: Verizon.

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