Shiawassee County property record for 1180 Helena St, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.18 acres (51,401 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $164,000 (Sep 2023) |
| Tax Bill | $1,359 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Oct 2023 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 006-76-010-000 |
| Primary APN | 006-76-010-000 |
|---|---|
| Alternative APN |
|
| Lot Area | 51,401 sqft (1.18 acres) |
|---|
| Street Address | 1180 HELENA ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-4061 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROBY'S SUB OWOSSO TWP LOTS 10 11 & 12 |
| Legal Subdivision | ROBYS SUB |
| Legal Lot Number | 10-12 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 30300 |
Source: Shiawassee County records, as of September 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1180 HELENA ST, OWOSSO, MI 48867-4061 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 8, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 3, 2023 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 3, 2023 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 29, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 29, 2023 | Warranty Deed, Transfer ATA NATIONAL TITLE GROUP/IN LLC, ATA NATL TTL GROUP OF IN LLC |
| Sep 29, 2023 | Warranty Deed, Transfer ATA NATIONAL TITLE GROUP/IN LLC, ATA NATL TTL GROUP OF IN LLC |
| Jul 9, 2018 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 29, 2023 · Amount on Record |
| Deed Sale | Sep 29, 2023 · Amount on Record |
| Prior Sale | Nov 20, 2014 · Amount on Record |
| Deed Document Number | 20233375250 |
| Deed Book / Page | 1311 / 86 |
| Prior Transfer Date | Apr 25, 2012 |
| Prior Transfer Doc | 0011710676 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Sep 8, 2026 |
| Property Address | 1180 HELENA ST, OWOSSO, MI 48867-4061 |
| Document Number | 0003406891 |
| Book / Page | 1342 / 278 |
| Instrument Date | Sep 1, 2026 |
| Instrument | 20263406891 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1180 HELENA ST, OWOSSO, MI 48867-4061 |
| Document Number | 0003406891, |
|---|---|
| Date | Sep 8, 2026 |
| Book Page | 1342/278 |
| Instrument | 20263406891 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 1180 HELENA ST, OWOSSO, MI 48867-4061 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2023 |
| Name | Verified Name |
|---|---|
| Address | 9194 ARBELA RD, MILLINGTON, MI 48746-9576 |
| Document Number | 0013110155 |
|---|---|
| Date | Oct 3, 2023 |
| Book Page | 1311/155 |
| Instrument | 3375319 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 1180 HELENA ST, OWOSSO, MI 48867-4061 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 9194 ARBELA RD, MILLINGTON, MI 48746-9576 |
| Document Number | 0013110155 |
|---|---|
| Date | Oct 3, 2023 |
| Book Page | 1311/155 |
| Instrument | 3375319 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Sep 29, 2023 |
| Property Address | 1180 HELENA ST, OWOSSO, MI 48867-4061 |
| Document Number | 0013110086 |
| Book / Page | 1311 / 86 |
| Map Reference | LB 12 PG 205 |
| Instrument Date | Sep 28, 2023 |
| Instrument | 3375250 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2023 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,230.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1180 HELENA ST, OWOSSO, MI 48867-4061 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 1180 HELENA ST, OWOSSO, MI 48867-4061 |
| Document Number | 0013110155 |
|---|---|
| Date | Oct 3, 2023 |
| Book Page | 1311/155 |
| Instrument | 3375319 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Sep 29, 2023 |
| Property Address | 1180 HELENA ST, OWOSSO, MI 48867-4061 |
| Document Number | 0013110086 |
| Book / Page | 1311 / 86 |
| Map Reference | LB 12 PG 205 |
| Instrument Date | Sep 28, 2023 |
| Instrument | 3375250 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2023 |
| Title Company | ATA NATIONAL TITLE GROUP/IN LLC, ATA NATL TTL GROUP OF IN LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,230.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1180 HELENA ST, OWOSSO, MI 48867-4061 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 9194 ARBELA RD, MILLINGTON, MI 48746-9576 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Sep 29, 2023 |
| Property Address | 1180 HELENA ST, OWOSSO, MI 48867-4061 |
| Document Number | 0013110086 |
| Book / Page | 1311 / 86 |
| Map Reference | LB 12 PG 205 |
| Instrument Date | Sep 28, 2023 |
| Instrument | 3375250 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2023 |
| Title Company | ATA NATIONAL TITLE GROUP/IN LLC, ATA NATL TTL GROUP OF IN LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,230.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1180 HELENA ST, OWOSSO, MI 48867-4061 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 9194 ARBELA RD, MILLINGTON, MI 48746-9576 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 1180 HELENA ST, OWOSSO, MI 48867-4061 |
| Document Number | 0012480456 |
| Instrument Date | Jul 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 1180 HELENA ST OWOSSO MI 488674061, OWOSSO, MI 48867-4061 |
| Document Number | 0012480456 |
|---|---|
| Date | Jul 30, 2018 |
| Book Page | 001248/000456 |
| Instrument | 3311831 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 29, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| County Subdivision | Owosso Charter Township |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $60,800 (+23.83%) | $121,600 (+23.83%) | |
| 2025 | $1,359.00 (+2.57%) Homeowner's exemption | $49,100 (+19.76%) | $98,200 (+19.76%) |
| 2024 | $1,325.00 (+36.04%) | ||
| 2023 | $974.00 Homeowner's exemption | $41,000 | $82,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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