1180 Cobblers Xing, Elgin, IL 60120 Property Records

Cook County property record for 1180 Cobblers Xing, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,967 sqft · built 1992
Lot Size	0.207 acres (9,020 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Jan 2021)
Tax Bill	$7,681 (2023)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-07-218-004`

Property Details

APN / Parcel Number

Primary APN	`06-07-218-004`
Alternative APN	`06-07-218-004-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,967 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1993
Architectural Style	Multi-Level
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	9,020 sqft (0.207 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1180 COBBLERS XING
City	ELGIN
State	IL
Zip	60120-5008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COBBLERS CROSSING UNIT 8 LOT 309
Legal Range	9E
Legal Township	41N
Legal Section	07
Legal Subdivision	COBBLERS CROSSING UNIT 08
Legal Lot Number	309
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	1
Census Block	1036
Census Tract	804313

Owner

Source: Cook County records · APN 06-07-218-004

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1180 COBBLERS XING, ELGIN, IL 60120-5008
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 13, 2021 · Amount on Record
Deed Sale	Jan 13, 2021 · Amount on Record
Prior Sale	Dec 03, 2013 · Amount on Record
Deed Document Number	202118170
Prior Transfer Date	Nov 23, 2020
Prior Transfer Doc	0000018170
Record Updated	Sep 20, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jan 13, 2021
Property Address	1180 COBBLERS XING, ELGIN, IL 60120-5008
Document Number	2101318170
Instrument Date	Nov 23, 2020
Instrument	1318170
Transaction Type	Transfer
Record Updated	Jan 22, 2021
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1180 COBBLERS XING ELGIN IL 601205008, ELGIN, IL 60120-5008

Mortgage

Document Number	2101318171
Date	Jan 13, 2021
Instrument	1318171

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 12, 2051

Interest

Rate	2.75%

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$39,000 (+3%) Land $7,216 Building $31,784	$390,000 (+3%) Land $72,160 Building $317,840
2023	$7,681.00 (-8.47%)
2022	$8,392.00 Homeowner's exemption	$30,000 Land $6,314 Building $23,686	$300,000 Land $63,140 Building $236,860

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cook County (17031C), as of February 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
AT&T DSL	100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 495 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL0894380, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ELGIN serves 114,797 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.