Lapeer County property record for 1180 Cliff Dr, Lapeer, MI 48446
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,340 sqft · built 1950 |
| Lot Size | 1.03 acres (44,997 sqft) |
| Owner | Company Name on File |
| Last Sale | $167,000 (Nov 1995) |
| Tax Bill | $3,497 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Dec 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 012-200-018-00 |
| Primary APN | 012-200-018-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,340 sqft Living Area |
| 1st Floor Area | 2,340 sqft |
| Basement Area | 2,340 sqft |
| Unfinished Basement | 2,340 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Lot Area | 44,997 sqft (1.03 acres) |
| Lot Dimensions | 300 ft deep x 150 ft wide |
| Garage Area | 624 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Hot Water |
|---|
| Street Address | 1180 CLIFF DR |
|---|---|
| City | LAPEER |
| State | MI |
| Zip | 48446-3023 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1B |
| Legal Description | SEC 8 T7N R10E CHURCHILL FARMS SUBDIVISION LOT 18. |
| Legal Range | 10E |
| Legal Township | 07N |
| Legal Section | 08 |
| Legal Subdivision | CHURCHILL FARMS SUBDIVISION |
| Legal Lot Number | 18 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | LAPEER |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 338000 |
1180 Cliff Dr is owned by a company that acquired it in August 2024.
Source: Lapeer County records, as of September 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1180 CLIFF DR, LAPEER, MI 48446-3023 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Feb 12, 2026 | Deed of Trust, Mortgage · SBA Mortgage CHOICEONE BANK |
| Dec 17, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 20, 1995 · Amount on File |
| Deed Sale | Nov 20, 1995 · Amount on File |
| Prior Sale | Apr 1, 1993 · Amount on File |
| Deed Book / Page | 926 / 35 |
| Last Transfer Date | Aug 13, 2024 |
| Transfer Doc | 0034940134 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 1180 CLIFF DR, LAPEER, MI 48446-3023 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3703 WEDGEWOOD DR, LAPEER, MI 48446-4300 |
| Document Number | 0035030238 |
|---|---|
| Date | Feb 12, 2026 |
| Book Page | 3503/238 |
| Name | CHOICEONE BANK |
|---|---|
| Type | Bank |
| Address | 83 W NEPESSING ST, LAPEER, MI 48446 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Dec 17, 2025 |
| Property Address | 1180 CLIFF DR, LAPEER, MI 48446-3023 |
| Document Number | 0034940134 |
| Book / Page | 3494 / 134 |
| Map Reference | LB 1 PG 92 |
| Instrument Date | Aug 13, 2024 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3703 WEDGEWOOD DR, LAPEER, MI 48446-4300 |
| Name | Verified Name |
|---|---|
| Address | 3703 WEDGEWOOD DR, LAPEER, MI 48446-4300 |
The 2025 property tax bill for 1180 Cliff Dr was $3,497, up 89.6% from the year before.
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Lapeer Township |
| Municipality | Lapeer City |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $163,600 (-29.79%) | $327,200 (-29.79%) | |
| 2025 | $3,497.00 (+89.64%) Homeowner's exemption | $233,000 | $466,000 |
| 2024 | $1,844.00 | ||
| 2023 | $219,100 | $438,200 | |
| 2022 | $1,674.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1180 Cliff Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1180 Cliff Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAPEER serves 9,023 people · EPA ID MI0003780 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2023 |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile, Xfinity.
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