1180 Bourland Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1180 Bourland Ave, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 875 sqft · built 1951
Lot Size	0.162 acres (7,056 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Jul 2025)
Tax Bill	$2,540 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Jun 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8913-35-427-017`

Property Details

APN / Parcel Number

Primary APN	`8913-35-427-017`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	875 sqft Living Area
1st Floor Area	875 sqft
Basement Area	875 sqft
Unfinished Basement	875 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plaster

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,056 sqft (0.162 acres)
Lot Dimensions	126 ft deep x 56 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Patio Area	143 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1180 BOURLAND AVE
City	WATERLOO
State	IA
Zip	50702-3339
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LIBERTY ADDITION LOT 17 BLK 9
Legal Range	13W
Legal Township	89N
Legal Section	35
Legal Subdivision	LIBERTY ADDITION
Legal Block	9
Legal Lot Number	17
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2002
Census Tract	1200

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1180 BOURLAND AVE, WATERLOO, IA 50702-3339
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2025	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU
Jun 29, 2017	Deed of Trust, Mortgage VERIDIAN CU
Jul 12, 2023	Warranty Deed, Transfer TITLE SERVICES CORPORATION
Jul 12, 2023	Affidavit of Death of Joint Tenant, Transfer TITLE SERVICES CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2025 · Amount on Record
Deed Sale	Jul 16, 2025 · Amount on Record
Prior Sale	Jul 12, 2024 · Amount on Record
Deed Document Number	202510171
Record Updated	Oct 29, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jul 16, 2025
Property Address	1180 BOURLAND AVE, WATERLOO, IA 50702-3339
Document Number	0202510171
Instrument Date	Jul 15, 2025
Instrument	2025-10171
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	BLACK HAWK CNTY ABSTRACT & T

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$263.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1180 BOURLAND AVE, WATERLOO, IA 50702-3339

Mortgage

Document Number	0202510172
Date	Jul 16, 2025
Instrument	2025-10172

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2035
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	8.5%
Index	1-Year CMT
Max Rate	12.5%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1180 BOURLAND AVE, WATERLOO, IA 50702-3339
Transaction Type	Mortgage
Record Updated	Aug 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700023147
Date	Jun 29, 2017
Instrument	2017-00023147

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2032

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jul 12, 2023
Property Address	1180 BOURLAND AVE, WATERLOO, IA 50702-3339
Document Number	202400000470
Instrument Date	Jul 10, 2023
Instrument	202400000470
Transaction Type	Transfer
Record Updated	Aug 1, 2023
Title Company	TITLE SERVICES CORPORATION

Transaction

Amount	Amount Recorded
Tax	$154.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1180 BOURLAND AVE, WASHBURN, IA 50702-3339

July 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	BLACK HAWK IA
Recording Date	Jul 12, 2023
Property Address	1180 BOURLAND AVE, WATERLOO, IA 50702-3339
Document Number	202400000469
Instrument Date	Jul 10, 2023
Instrument	202400000469
Transaction Type	Transfer
Record Updated	Aug 1, 2023
Title Company	TITLE SERVICES CORPORATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1180 BOURLAND AVE, WATERLOO, IA 50702-3339
Mail Care Of	NERMIN ALAGIC

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,540.00 (+1.28%)	$124,410 (+7.6%) Land $19,010 Building $105,400	$124,410 (+7.6%) Land $19,010 Building $105,400
2024	$2,508.00 (+47.36%)
2023		$115,620 (+28.82%) Land $19,010 Building $96,610	$115,620 (+28.82%) Land $19,010 Building $96,610
2022	$1,702.00 Homeowner's exemption	$89,750 Land $19,010 Building $70,740
2021			$89,750 Land $19,010 Building $70,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: GigFire, Nextlink, Verizon.

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