1180 Bishop Ln, Mill Spring, NC 28756 Property Records

Polk County property record for 1180 Bishop Ln, Mill Spring, NC 28756

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,200 sqft · built 1999
Lot Size	0.74 acres (32,234 sqft)
Owner	Individual Name on Record
Last Sale	$85,500 (Apr 2019)
Tax Bill	$802 (2026)
Deeds & Mortgages	Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`P55-32`

Property Details

APN / Parcel Number

Primary APN	`P55-32`
Alternative APN	`56940`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,200 sqft Finished Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	32,234 sqft (0.74 acres)
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	56940
Street Address	1180 BISHOP LN
City	MILL SPRING
State	NC
Zip	28756-4752
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OPEN
Legal Description	LOT 32 SECTION G, 0L01 SILVER CREEK COMMUNITY
Legal Subdivision	SILVER CREEK COMMUNITY
Legal Lot Number	32
Jurisdiction	POLK NC
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1005
Census Tract	920201

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1180 BISHOP LN, MILL SPRING, NC 28756-4752
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2019 · Amount on Record
Deed Sale	Apr 26, 2019 · Amount on Record
Prior Sale	Aug 2, 2000 · Amount on Record
Deed Book / Page	440 / 214
Record Updated	Oct 29, 2026

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Apr 26, 2019
Property Address	1180 BISHOP LN, MILL SPRING, NC 28756-4752
Document Number	000440/214
Book / Page	440 / 214
Instrument Date	Apr 25, 2019
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2588, CANDLER, NC 28715-2588

Mortgage

Document Number	000440/217
Date	Apr 26, 2019
Book Page	440/217

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$802.00	$157,205 (-) Land $11,100 Building $146,105	$157,205 (-) Land $11,100 Building $146,105
2025	$802.00 (+5.8%)	$157,205 (+32.61%) Land $11,100 Building $146,105	$157,205 (+32.61%) Land $11,100 Building $146,105
2023	$758.00	$118,550 Land $5,920 Building $112,630
2021			$118,550 Land $5,920 Building $112,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 71% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Bishop Ln

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