1180 Allen Loop Dr, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 1180 Allen Loop Dr, Santa Rosa Beach, FL 32459

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 780 sqft · built 1953
Lot Size	0.206 acres (8,973 sqft)
Owner	2 Individual Names on File
Last Sale	$600,000 (Nov 2023)
Tax Bill	$3,780 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Nov 2023 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`04-3S-20-34050-003-0090`

Property Details

APN / Parcel Number

Primary APN	`04-3S-20-34050-003-0090`
Alternative APNs	`04-320-34050-003-0090` `1007625`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	780 sqft Living Area
1st Floor Area	780 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	8,973 sqft (0.206 acres)
Lot Dimensions	120 ft deep x 75 ft wide
Porch	Enclosed/Finished Porch
Porch Area	208 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Convection

Location & Zoning

Street Address	1180 ALLEN LOOP DR
City	SANTA ROSA BEACH
State	FL
Zip	32459-4151
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	LOT 9 BLK 3 DUNE ALLEN S/D PB 2-44 OR 1431-15 OR 2614-4396 OR 2684-4526 OR 2880-1827 OR 3309-928 OR 3309-931 OR 3309-933
Legal Range	020
Legal Township	03S
Legal Section	04
Legal Subdivision	DUNE ALLEN
Legal Block	3
Legal Lot Number	9
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	3
Census Block	3017
Census Tract	950604

Owner

1180 Allen Loop Dr is owned by two individuals who bought it in November 2023.

Source: Walton County records, as of December 26, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1235 HENRY CLAY AVE, NEW ORLEANS, LA 70118-6006
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Deed of Trust, Mortgage · Conventional Mortgage FIRST HORIZON BANK
Nov 30, 2023	Warranty Deed, Transfer · Conventional Mortgage CADENCE BANK NA
Nov 30, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Nov 30, 2023	Deed of Distribution, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2023 · Amount on File
Deed Sale	Nov 30, 2023 · Amount on File
Prior Sale	Dec 27, 2011 · Amount on File
Deed Document Number	202342873
Deed Book / Page	3309 / 933
Prior Transfer Date	Nov 17, 2023
Prior Transfer Doc	0033090928
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	1180 ALLEN LOOP DR, SANTA ROSA BEACH, FL 32459-4151
Transaction Type	Mortgage
Record Updated	Dec 26, 2025
Title Company	MCNEESE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1180 ALLEN LOOP DR, SANTA ROSA BEACH, FL 32459-4151

Mortgage

Document Number	0033803794
Date	Dec 15, 2025
Book Page	3380/3794
Instrument	20250046007

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	MEMPHIS, TN 38103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Nov 30, 2023
Property Address	1180 ALLEN LOOP DR, SANTA ROSA BEACH, FL 32459-4151
Document Number	0033090933
Book / Page	3309 / 933
Map Reference	MB 2 PG 44
Instrument Date	Nov 17, 2023
Instrument	20230042873
Transaction Type	Transfer
Record Updated	Jan 1, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1235 HENRY CLAY AVE, NEW ORLEANS, LA 70118-6006

Mortgage

Document Number	0003309935
Date	Nov 30, 2023
Instrument	3309/935

Lender

Name	CADENCE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Nov 30, 2023
Property Address	1180 ALLEN LOOP DR, SANTA ROSA BEACH, FL 32459-4151
Document Number	0033090931
Book / Page	3309 / 931
Map Reference	MB 2 PG 44
Instrument Date	Nov 17, 2023
Instrument	20230042872
Transaction Type	Transfer
Record Updated	Jan 1, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1235 HENRY CLAY AVE, NEW ORLEANS, LA 70118-6006

November 2023: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	WALTON FL
Recording Date	Nov 30, 2023
Property Address	1180 ALLEN LOOP DR, SANTA ROSA BEACH, FL 32459-4151
Document Number	0033090928
Book / Page	3309 / 928
Map Reference	MB 2 PG 44
Instrument Date	Nov 17, 2023
Instrument	20230042871
Transaction Type	Transfer
Record Updated	Jan 1, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1235 HENRY CLAY AVE, NEW ORLEANS, LA 70118-6006

Tax Assessment & Valuation

The 2025 property tax bill for 1180 Allen Loop Dr was $3,780, down 2.8% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,780.00 (-2.78%)	$418,425 Land $385,000 Building $33,425	$418,425 Land $385,000 Building $33,425
2024	$3,888.00 (+50.35%)
2023	$2,586.00 (-4.65%)	$381,844 (-8.46%) Land $339,900 Building $41,944	$381,844 (-8.46%) Land $339,900 Building $41,944
2022	$2,712.00	$417,132 Land $377,289 Building $39,843	$417,132 Land $377,289 Building $39,843

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1180 Allen Loop Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 223 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	235 units insured incl. 12 condo units
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1180 Allen Loop Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Wildstar Networks.

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