118 Wright Way, Lake Lure, NC 28746 Property Records

Rutherford County property record for 118 Wright Way, Lake Lure, NC 28746

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,890 sqft · built 2020
Lot Size	0.925 acres (40,324 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,535 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Apr 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1652811`

Property Details

APN / Parcel Number

Primary APN	`1652811`
Alternative APN	`58441`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,890 sqft Heated Area
Flooring	Wood

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Mobile Home
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,324 sqft (0.925 acres)
Garage Type	Carport
Garage Area	360 sqft
Carport	Carport
Carport Area	360 sqft
Deck Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Heat Pump

Location & Zoning

Street Address	118 WRIGHT WAY
City	LAKE LURE
State	NC
Zip	28746-0136
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	PL:39-195
Jurisdiction	RUTHERFORD NC
Township / Civil Division	CHIMNEY ROCK
Census Block Group	2
Census Block	2022
Census Tract	960301

Owner

Source: Rutherford County records, as of October 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	118 WRIGHT WAY, LAKE LURE, NC 28746-0136
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Apr 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage CMH HMS
Sep 19, 2018	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 19, 2018	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 19, 2018	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 20, 2018
Transfer Doc	0020161419
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	118 WRIGHT WAY, LAKE LURE, NC 28746-0136
Transaction Type	Mortgage
Record Updated	Nov 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020352317
Date	Aug 4, 2020
Book Page	2035/2317

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	118 WRIGHT WAY, LAKE LURE, NC 28746-0136
Document Number	0020320802
Instrument Date	Apr 20, 2020
Transaction Type	Mortgage
Record Updated	Jul 8, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 WRIGHT WAY LAKE LURE NC 287460136, LAKE LURE, NC 28746-0136

Mortgage

Document Number	0020320802
Date	Apr 21, 2020
Book Page	002032/000802

Lender

Name	CMH HMS
Address	MARYVILLE, TN 37804-5550

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Sep 19, 2018
Property Address	118 WRIGHT WAY, LAKE LURE, NC 28746-0136
Document Number	0020161419
Book / Page	002016 / 001419
Instrument Date	Aug 20, 2018
Instrument	2735
Transaction Type	Transfer
Record Updated	Dec 2, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	118 WRIGHT WAY LAKE LURE NC 287460136, LAKE LURE, NC 28746-0136

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Sep 19, 2018
Property Address	118 WRIGHT WAY, LAKE LURE, NC 28746-0136
Document Number	0020161426
Book / Page	002016 / 001426
Instrument Date	Aug 20, 2018
Transaction Type	Transfer
Record Updated	Dec 2, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2184 PINEY KNOB RD RUTHERFORDTON NC 281398533, RUTHERFORDTON, NC 28139-8533

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Sep 19, 2018
Property Address	118 WRIGHT WAY, LAKE LURE, NC 28746-0136
Document Number	0020161422
Book / Page	002016 / 001422
Instrument Date	Aug 20, 2018
Transaction Type	Transfer
Record Updated	Dec 2, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	118 WRIGHT WAY LAKE LURE NC 287460136, LAKE LURE, NC 28746-0136

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,535.00 (+81.23%)	$241,300 (-) Land $46,000 Building $195,300	$241,300 (-) Land $46,000 Building $195,300
2023		$241,300 Land $46,000 Building $195,300	$241,300 Land $46,000 Building $195,300
2022	$847.00
2021	$847.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 82% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

Nearby Properties on Wright Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures