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118 Woody Loop, Erwin, TN 37650 Property Records

Unicoi County property record for 118 Woody Loop, Erwin, TN 37650 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,224 sqft · built 1985
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on File
Tax Bill$562 (2025)
Deeds & MortgagesNov 2018 Line of Credit
Sep 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN044-012.01

Property Details

APN / Parcel Number

Primary APN044-012.01
Alternative APNs
  • 086044 01201
  • 000009521

Interior

Full Baths1 Bath
Plumbing Fixtures3 Plumbing Fixtures
Stories1 Story
Building Area1,224 sqft Living Area
Gross Area2,448 sqft
1st Floor Area1,224 sqft
Basement Area1,224 sqft
FlooringCarpet
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1990
Architectural StyleCustom Design
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,890 sqft (0.25 acres)
Lot Dimensions107 ft deep x 114 ft wide
TerrainRolling
PorchOpen/Unfinished Porch
Porch Area272 sqft

Utilities, Heating & Cooling

Heating SystemRadiant
SewerConnected

Location & Zoning

Street Address118 WOODY LOOP
CityERWIN
StateTN
Zip37650-5256
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description114X107X101X91
Legal SubdivisionGRADY SIMMONS DIV
JurisdictionUNICOI TN
Township / Civil Division1
Census Block Group2
Census Block2012
Census Tract80100

Owner

Source: Unicoi County records · APN 044-012.01

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address118 WOODY LOOP, ERWIN, TN 37650-5256
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 26, 2018Deed of Trust, Mortgage · Line of Credit
MOUNTAIN COMMERCE BANK
Sep 30, 2019Deed of Trust, Mortgage · Conventional Mortgage
GENERAL SESSION COURT FOR UNIC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedJun 08, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNICOI TN
Property Address118 WOODY LOOP, ERWIN, TN 37650-5256
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyDEBBIE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address118 WOODY LOOP, ERWIN, TN 37650-5256

Mortgage

Document Number417982
DateNov 26, 2018
Book Page417/982
Instrument18002161
Lender
NameMOUNTAIN COMMERCE BANK
TypeBank
AddressJOHNSON CITY, TN 37602
Agreement
TypeLine of Credit
AmountAmount Recorded
Term118 Months
DueSep 28, 2028

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNICOI TN
Property Address118 WOODY LOOP, ERWIN, TN 37650-5256
Document Number426795
Instrument DateSep 30, 2019
Transaction TypeMortgage
Record UpdatedOct 18, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address118 WOODY LOOP ERWIN TN 376505256, ERWIN, TN 37650-5256

Mortgage

Document Number426795
DateSep 30, 2019
Book Page000426/000795
Instrument1851
Lender
NameGENERAL SESSION COURT FOR UNIC
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Unicoi County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateTennessee
CountyUnicoi County
Unified School DistrictUnicoi County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$562.00$21,525 (-) Land $1,350 Building $20,175$86,100 (-) Land $5,400 Building $80,700
2024$562.00 (+11.07%)
2023$21,525 (-) Land $1,350 Building $20,175
2022$506.00$21,525 Land $1,350 Building $20,175$86,100 Land $5,400 Building $80,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Unicoi County (47171C), updated August 23, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 471710801002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies4 in force
Nearby Flood Claims19 (2001–2024)
Claims Outside the SFHA5 of 19
Most Recent ClaimSep 2024, rainfall accumulation, Tropical Storm Helene
Claims By Storm
  • Tropical Storm Helene, Sep 2024 · 8 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2020 · 3 claims

Wildfire

Wildfire RiskModerate
above 51% of the US · above 69% of Tennessee
Wildfire LikelihoodAbout 1 in 885 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 13 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Erwin UtilitiesFiber1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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