118 Winston Dr, Williamsburg, VA 23185 Property Records

James City County property record for 118 Winston Dr, Williamsburg, VA 23185

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,375 sqft · built 1960
Lot Size	0.281 acres (12,240 sqft)
Owner	Individual Name on File
Last Sale	$328,500 (Jan 2025)
Tax Bill	$2,226 (2025)
Deeds & Mortgages	Aug 2026 Transfer Jun 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-1 10-0-0035`

Property Details

APN / Parcel Number

Primary APN	`48-1 10-0-0035`
Alternative APN	`7902`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,375 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Brick
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	12,240 sqft (0.281 acres)
Deck Area	196 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	7902
Street Address	118 WINSTON DR
City	WILLIAMSBURG
State	VA
Zip	23185-3322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 GENERAL
Legal Description	L-35 S-2 WINSTON TERRACE
Legal Subdivision	WINSTON TERRACE
Legal Lot Number	35
Jurisdiction	JAMES CITY VA
Township / Civil Division	BERKELEY
Census Block Group	1
Census Block	1003
Census Tract	80202

Owner

118 Winston Dr is owned and occupied by an individual who bought it in January 2025.

Source: James City County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	118 WINSTON DR, WILLIAMSBURG, VA 23185-3322
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2026	Gift Deed, Transfer NONE LISTED ON DOCUMENT
Jun 26, 2023	Warranty Deed, Transfer · Commercial Mortgage KIAVI FUNDING INC
Jun 25, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2025 · Amount on File
Deed Sale	Jan 15, 2025 · Amount on File
Prior Sale	Jun 26, 2023 · Amount on File
Deed Document Number	2025949
Record Updated	Oct 29, 2026

August 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	JAMES CITY VA
Recording Date	Aug 13, 2026
Property Address	118 WINSTON DR, WILLIAMSBURG, VA 23185-3322
Document Number	0000010425
Instrument Date	Aug 12, 2026
Instrument	202610425
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 WINSTON DR, WILLIAMSBURG, VA 23185-3322

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Jun 26, 2023
Property Address	118 WINSTON DR, WILLIAMSBURG, VA 23185-3322
Document Number	0202306472
Instrument Date	Jun 12, 2023
Instrument	202306472
Transaction Type	Transfer
Record Updated	Jul 5, 2023
Title Company	NOT AVAILABLE, MULTIPLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 TAM O SHANTER BLVD APT 18A, 18A, WILLIAMSBURG, VA 23185-5942

Mortgage

Document Number	0202306473
Date	Jun 26, 2023
Instrument	202306473

Lender

Name	KIAVI FUNDING INC

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	118 WINSTON DR, WILLIAMSBURG, VA 23185-3322
Document Number	0000009357
Instrument Date	Jun 25, 2019
Transaction Type	Mortgage
Record Updated	Jul 23, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 WINSTON DR WILLIAMSBURG VA 231853322, WILLIAMSBURG, VA 23185-3322

Mortgage

Document Number	0000009357
Date	Jul 1, 2019
Instrument	9357

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 30, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 118 Winston Dr was $2,226.

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,226.00	$268,300 Land $70,200 Building $198,100	$268,300 Land $70,200 Building $198,100
2023		$188,000 (-) Land $52,000 Building $136,000	$188,000 (-) Land $52,000 Building $136,000
2022		$188,000 Land $52,000 Building $136,000	$188,000 Land $52,000 Building $136,000
2019	$1,519.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 118 Winston Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	3 (2006–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 118 Winston Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Glo Fiber, T-Mobile.

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