118 Willowind Ln, Ringgold, GA 30736 Property Records

Catoosa County property record for 118 Willowind Ln, Ringgold, GA 30736

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,208 sqft · built 2004
Lot Size0.31 acres (13,504 sqft)
OwnerIndividual Name on File
Last Sale$205,000 (Sep 2021)
Tax Bill$1,543 (2025)
Deeds & MortgagesSep 2021 Sale
Mar 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN0053B124000

Property Details

APN / Parcel Number

Primary APN0053B124000
Alternative APNs
  • 0053B124
  • 23325

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,208 sqft Heated Area
1st Floor Area1,208 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Architectural StyleOther
Exterior MaterialVinyl
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area13,504 sqft (0.31 acres)
Lot Dimensions164 ft deep x 83 ft wide
Garage Area440 sqft
PorchOpen Porch
Porch Area96 sqft
Deck Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number23325
Old Parcel Number0053B124000
Street Address118 WILLOWIND LN
CityRINGGOLD
StateGA
Zip30736-3291
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRIN
Legal DescriptionLOT 124 BLUFF VIEW ESTATES PHASE 3
Legal SubdivisionBLUFF VIEW ESTATES
Legal Phase3
Legal Lot Number124
JurisdictionCATOOSA GA
Township / Civil DivisionRINGGOLD
Census Block Group1
Census Block1006
Census Tract30201

Owner

Source: Catoosa County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address118 WILLOWIND LN, RINGGOLD, GA 30736-3291
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 3, 2021Warranty Deed, Transfer
Mar 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FIN'L
May 30, 2018Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 3, 2021 · Amount on Record
Deed SaleSep 3, 2021 · Amount on Record
Prior SaleJul 28, 2006 · Amount on Record
Deed Document Number0002166363
Deed Book / Page2166 / 363
Record UpdatedJun 8, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCATOOSA GA
Recording DateSep 3, 2021
Property Address118 WILLOWIND LN, RINGGOLD, GA 30736-3291
Document Number0021660363
Book / Page2166 / 363
Instrument DateSep 3, 2021
Instrument2021-002150
Transaction TypeTransfer
Record UpdatedSep 21, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address118 WILLOWIND LN, RINGGOLD, GA 30736-3291

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCATOOSA GA
Property Address118 WILLOWIND LN, RINGGOLD, GA 30736-3291
Document Number0021270441
Instrument DateMar 25, 2021
Transaction TypeMortgage
Record UpdatedApr 26, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address118 WILLOWIND LN RINGGOLD GA 307363291, RINGGOLD, GA 30736-3291

Mortgage

Document Number0021270441
DateApr 5, 2021
Book Page002127/000441
Lender
NameCARDINAL FIN'L
TypeFunding / Finance Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 4, 2051

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCATOOSA GA
Property Address118 WILLOWIND LN, RINGGOLD, GA 30736-3291
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0019370412
DateMay 30, 2018
Book Page1937/412
Instrument003693
Lender
NameCARDINAL FINANCIAL
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2048

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyCatoosa County
MunicipalityRinggold City
Unified School DistrictCatoosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,543.00 (+12.06%) Homeowner's exemption Senior Citizen's exemption$104,236 (+32.28%) Land $16,000 Building $88,236$260,590 (+32.28%) Land $40,000 Building $220,590
2023$1,377.00 (-14.21%) Homeowner's exemption Senior Citizen's exemption$78,802 Land $15,000 Building $63,802$197,005 Land $37,500 Building $159,505
2022$1,605.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims16 (1990–2020)
Claims Outside the SFHA12 of 16
Most Recent ClaimApr 2020 · river or lake flooding
Claims by Event
  • Severe Storms, Tornaodes & Flooding, Feb 1990 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRINGGOLD
serves 2,953 people · EPA ID GA0470002
Water SourceSurface water
Last State InspectionMay 2023
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2024
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ringgold Telephone Company
Fiber
2,500 / 2,500
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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