118 Willoughby Dr, Naples, FL 34110 Property Records

Collier County property record for 118 Willoughby Dr, Naples, FL 34110

Property Summary

Property Type	Single Family Home
Details	1,884 sqft · built 1994
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$318,900 (Jan 2015)
Tax Bill	$3,666 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`719200 543A24`

Property Details

APN / Parcel Number

Primary APN	`719200 543A24`
Alternative APNs	`82532160009158700543` `82532160009`

Interior

Stories	1 Story
Building Area	1,884 sqft Living Area
1st Floor Area	1,884 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Construction Type	Masonry / Concrete Block
Lot Area	12,197 sqft (0.28 acres)
Pool Area	336 sqft
Deck Area	554 sqft

Location & Zoning

Street Address	118 WILLOUGHBY DR
City	NAPLES
State	FL
Zip	34110-1338
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-3
Legal Description	WILLOUGHBY ACRES LOT 54
Legal Range	25
Legal Township	48
Legal Section	24
Legal Subdivision	WILLOUGHBY ACRES
Legal Tract	719200
Legal Block	1
Legal Lot Number	54
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1013
Census Tract	10107

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	118 WILLOUGHBY DR, NAPLES, FL 34110-1338
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2022	Deed of Trust, Mortgage THIRD FSLA OF CLEVELAND
Dec 15, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 29, 2018	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2015 · Amount on Record
Deed Sale	Jan 20, 2015 · Amount on Record
Prior Sale	Aug 13, 2012 · Amount on Record
Deed Document Number	20155074562
Deed Book / Page	5113 / 315
Prior Transfer Date	Apr 18, 1996
Prior Transfer Doc	2177000116
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	118 WILLOUGHBY DR, NAPLES, FL 34110-1338
Transaction Type	Mortgage
Record Updated	Mar 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 WILLOUGHBY DR, NAPLES, FL 34110-1338

Mortgage

Document Number	0060942446
Date	Mar 8, 2022
Book Page	6094/2446
Instrument	6216338

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2037

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	118 WILLOUGHBY DR, NAPLES, FL 34110-1338
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058601916
Date	Dec 15, 2020
Book Page	5860/1916
Instrument	5969761

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	309 Months
Due	Sep 1, 2046

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	118 WILLOUGHBY DR, NAPLES, FL 34110-1338
Document Number	0055712904
Instrument Date	Oct 29, 2018
Transaction Type	Mortgage
Record Updated	Dec 3, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	118 WILLOUGHBY DR NAPLES FL 341101338, NAPLES, FL 34110-1338

Mortgage

Document Number	0055712904
Date	Nov 14, 2018
Book Page	005571/002904
Instrument	5637013

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 13, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$404,272 (+2.7%)	$567,108 (+1.22%) Land $349,017 Building $218,091
2025	$3,666.00 (+3.47%) Homeowner's exemption	$393,644 (+5.99%)	$560,248 (-13.78%) Land $372,881 Building $187,367
2023	$3,543.00 (-2.32%) Homeowner's exemption	$371,408 (+3%)	$649,806 (+17.91%) Land $409,558 Building $240,248
2022	$3,627.00 Homeowner's exemption	$360,590	$551,113 Land $294,552 Building $256,561

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 258 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	258 in force
Nearby Flood Claims	24 (1995–2022)
Claims Outside the SFHA	2 of 24
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Oct 2022 · 4 claims Hurricane Ian, Sep 2022 · 5 claims Hurricane Irma, Sep 2017 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
CenturyLink Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Hotwire Communications.

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