118 William St, Hightstown, NJ 08520 Property Records

Mercer County and Hightstown Borough property record for 118 William St, Hightstown, NJ 08520

Property Summary

Property Type	Single Family Home
Details	1,470 sqft · built 1900
Lot Size	0.12 acres (5,236 sqft)
Owner	2 Individual Names on File
Last Sale	$173,000 (Mar 2020)
Tax Bill	$8,752 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-00013-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`04-00013-0000-00004`
Alternative APN	`040001300004`

Interior

Stories	2 Stories
Building Area	1,470 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Ranch
Construction Type	Frame
Lot Area	5,236 sqft (0.12 acres)
Lot Dimensions	108 ft deep x 48.5 ft wide

Location & Zoning

Street Address	118 WILLIAM ST
City	HIGHTSTOWN
State	NJ
Zip	08520-3120
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	I
Legal Block	13
Legal Lot Number	4
Jurisdiction	MERCER NJ
Township / Civil Division	HIGHTSTOWN
Census Block Group	3
Census Block	3010
Census Tract	4403

Owner

Source: Mercer County and Hightstown Borough assessment roll, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	118 WILLIAM ST, HIGHTSTOWN, NJ 08520-3120
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 2, 2020 · Amount on Record
Deed Sale	Mar 2, 2020 · Amount on Record
Prior Sale	Aug 6, 1980 · Amount on Record
Deed Document Number	202010084
Deed Book / Page	6398 / 809
Record Updated	Sep 20, 2026

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MERCER NJ
Recording Date	Mar 2, 2020
Property Address	118 WILLIAM ST, HIGHTSTOWN, NJ 08520-3120
Document Number	0000010084
Book / Page	6398 / 809
Instrument Date	Feb 21, 2020
Instrument	2020010084
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	CORE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$754.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 GARDEN TERRACE CT, 4, MONROE TOWNSHIP, NJ 08831-5997

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 WILLIAM ST, HIGHTSTOWN, NJ 08520-3120

Mortgage

Document Number	0000010085
Date	Mar 2, 2020
Instrument	2020010085

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

Mortgage

Document Number	0000010086
Date	Mar 2, 2020
Book Page	11471/1559
Instrument	2020010086

Lender

Name	NEW JERSEY HOUSING & MORTGAGE FIN AGENCY
Type	Government Agency
Address	TRENTON, NJ 08650

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 1, 2025

Tax Assessment & Valuation

Source: Mercer County and Hightstown Borough assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Mercer County
Municipality	Hightstown Borough
Unified School District	East Windsor Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$171,300 (-) Land $84,000 Building $87,300	$171,300 (-) Land $84,000 Building $87,300
2025	$8,752.00 (+4.22%)	$171,300 (-) Land $84,000 Building $87,300	$171,300 (-) Land $84,000 Building $87,300
2024	$8,398.00 (+4.65%)
2023		$171,300 Land $84,000 Building $87,300	$171,300 Land $84,000 Building $87,300
2022	$8,025.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIGHTSTOWN WATER DEPARTMENT serves 5,400 people · EPA ID NJ1104001
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Optimum Communications.

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