Jackson County property record for 118 Whitlock Rd, Commerce, GA 30530
| Property Type | Rural Home |
|---|---|
| Details | 4 ba · 4,612 sqft · built 2003 |
| Lot Size | 3.6 acres (157,252 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $410,000 (Oct 2019) |
| Tax Bill | $6,589 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 002 010G |
| Primary APN | 002 010G |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 4,612 sqft Heated Area |
| 1st Floor Area | 2,442 sqft |
| Attic Area | 640 sqft |
| Basement Area | 1,040 sqft |
| Unfinished Basement | 1,040 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Stone |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 157,252 sqft (3.6 acres) |
| Garage Area | 1,040 sqft |
| Pool Area | 648 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 1,132 sqft |
| Deck Area | 54 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 24261 |
|---|---|
| Street Address | 118 WHITLOCK RD |
| City | COMMERCE |
| State | GA |
| Zip | 30530-6620 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 3.612 ACRES PLAT BK 61 PG 63 |
| Legal Subdivision | CLYDE & LORETTA BREEDLOVE |
| Legal Block | 61 |
| Jurisdiction | JACKSON GA |
| Township / Civil Division | COMMERCE |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 10400 |
Source: Jackson County records · APN 002 010G
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 118 WHITLOCK RD, COMMERCE, GA 30530-6620 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 02, 2022 | Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN FIRST BANK |
| Oct 14, 2019 | Grant Deed, Transfer · Conventional with PMI SOUTH ST BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 10, 2019 · Amount on Record |
| Deed Sale | Oct 10, 2019 · Amount on Record |
| Prior Sale | Sep 21, 2015 · Amount on Record |
| Deed Document Number | 000086M332 |
| Deed Book / Page | 86M / 332 |
| Last Transfer Date | Oct 14, 2019 |
| Transfer Doc | 00086M0332 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON GA |
| Property Address | 118 WHITLOCK RD, COMMERCE, GA 30530-6620 |
| Transaction Type | Mortgage |
| Record Updated | Aug 04, 2022 |
| Name | Verified Name |
|---|---|
| Address | 118 WHITLOCK RD, COMMERCE, GA 30530-6620 |
| Document Number | 00100R0000000444 |
|---|---|
| Date | Feb 02, 2022 |
| Book Page | 000000100R/0000000444 |
| Name | SOUTHERN FIRST BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 01, 2037 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | JACKSON GA |
| Recording Date | Oct 14, 2019 |
| Property Address | 118 WHITLOCK RD, COMMERCE, GA 30530-6620 |
| Document Number | 00086M0332 |
| Book / Page | 00086M / 000332 |
| Instrument Date | Oct 10, 2019 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2019 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $410.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 118 WHITLOCK RD COMMERCE GA 305306620, COMMERCE, GA 30530-6620 |
| Document Number | 86M0335 |
|---|---|
| Date | Oct 14, 2019 |
| Book Page | 00086M/000335 |
| Name | SOUTH ST BK |
|---|---|
| Type | Bank |
| Address | NORTH CHARLESTON, SC 29406 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 13, 2049 |
Source: Jackson County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Jackson County |
| Unified School District | Jackson County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,589.00 (-1.08%) Homeowner's exemption | $266,480 (-) Land $39,120 Building $227,360 | $666,200 (-) Land $97,800 Building $568,400 |
| 2024 | $6,661.00 (+15.28%) Homeowner's exemption | $266,480 (+8.34%) Land $39,120 Building $227,360 | $666,200 (+8.34%) Land $97,800 Building $568,400 |
| 2023 | $5,778.00 (+13.9%) Homeowner's exemption | $245,960 (+37.62%) Land $44,720 Building $201,240 | $614,900 (+37.62%) Land $111,800 Building $503,100 |
| 2022 | $5,073.00 Homeowner's exemption | $178,720 Land $15,200 Building $163,520 | $446,800 Land $38,000 Building $408,800 |
Source: FEMA National Flood Hazard Layer as of March 14, 2018 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 62% of the US · lower than 82% of Georgia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Fiber | 2,000 / 2,000 |
May also be available: Xfinity.
Based on FCC filings for 16 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | JACKSON COUNTY WATER & SEWER AUTHORITY serves 33,601 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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